Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 58M | 61M | 65M | 47M | 37M |
| Gross Profit | 28M | 16M | 27M | 35M | 30M |
| Operating Income | -13M | -16M | -6M | 8M | 5M |
| EBITDA | -11M | -15M | -4M | 9M | 7M |
| Net Income | -13M | -40M | -4M | 6M | 5M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$1.07
-0.93% today
1Y Change
+0.94%
Window
Jun 20, 2025 → Jun 18, 2026
Coverage: 250 bars · Jun 20, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Patriot National Bancorp, Inc. (PNBK) is a Financial Services stock with a market cap of $140.00M and listed on NASDAQ. The stock last traded around $1.07 and up 0.9% across the available one-year price window (Jun 20, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of -4.0%, EPS growth of +98.4%, a dividend yield of 0.0%. What stands out right now is revenue -4.0%, EPS +98.4%, free cash flow -645.7% with operating margin -21.8% and ROIC -10.4%. Valuation is more restrained than many high-expectation growth names at price/sales 2.4. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines PNBK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PNBK
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PNBK Max Drawdown
-51.04%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PNBK and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$36.6M
-22.7% YoY
FY Net Income
$5.1M
-17.3% YoY
Free Cash Flow
$7.2M
+8.2% YoY
Revenue Growth
-4.0%
EPS Growth
+98.4%
Gross Margin
48.0%
Net Margin
-21.9%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 58M | 61M | 65M | 47M | 37M |
| Gross Profit | 28M | 16M | 27M | 35M | 30M |
| Operating Income | -13M | -16M | -6M | 8M | 5M |
| EBITDA | -11M | -15M | -4M | 9M | 7M |
| Net Income | -13M | -40M | -4M | 6M | 5M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 190M | 148M | 53M | 38M | 47M |
| Total Assets | 936M | 1.0B | 1.1B | 1.0B | 948M |
| Total Liabilities | 817M | 1.0B | 1.0B | 984M | 881M |
| Shareholder Equity | 118M | 4M | 44M | 60M | 67M |
| Total Debt | 16M | 33M | 201M | 115M | 121M |
| Net Debt | -190M | -115M | 149M | 77M | 74M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
8M
+8.0% YoY
Capital Expenditures
430K
-3.9% YoY
Free Cash Flow
7M
+8.2% YoY
Key ratios
Gross Margin
48.0%
Operating Margin
-21.8%
Net Margin
-21.9%
ROE
-16.2%
Debt / Equity
0.17x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.