Financial Services
Patriot National Bancorp, Inc.(PNBK)
Live Price
Offline$1.07
-0.93% today
1Y Change
-2.73%
Window
Jun 23, 2025 โ Jun 18, 2026
- Market Cap
- $140.00M
- Revenue Growth
- -4.0%
- EPS Growth
- +98.4%
- Dividend Yield
- 0.0%
Coverage: 249 bars ยท Jun 23, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Patriot National Bancorp, Inc. (PNBK) is a Financial Services stock with a market cap of $140.00M and listed on NASDAQ. The stock last traded around $1.07 and down 2.7% across the available one-year price window (Jun 23, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of -4.0%, EPS growth of +98.4%, a dividend yield of 0.0%. What stands out right now is revenue -4.0%, EPS +98.4%, free cash flow -645.7% with operating margin -21.8% and ROIC -10.4%. Valuation is more restrained than many high-expectation growth names at price/sales 2.4. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines PNBK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-4.0% vs +3.4% peer median
Operating Margin
Below sector median
-21.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 7, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -4.0% and EPS is at +98.4%, with operating margin around -21.8%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.9% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 7, 2026 | โ | -7.6% | -5.9% | -11.8% |
2026 Mar 31, 2026 | -108.0% | -2.3% | +3.9% | -4.7% |
2026 Mar 10, 2026 | -97.8% | -0.7% | -0.7% | +0.0% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PNBK
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
PNBK Max Drawdown
-51.04%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PNBK and SPY.
Company Overview
Patriot National Bancorp, Inc.
NASDAQ Global Market
Patriot National Bancorp, Inc. operates as the holding company for Patriot Bank, N.A. that provides community banking services to individuals, small and medium-sized businesses, and professionals. The company accepts consumer and commercial deposit accounts, such as checking, interest-bearing negotiable order of withdrawal, money market, savings, prepaid deposit, on-line national money market, individual retirement accounts, and health savings accounts, as well as certificate of deposit account registry service. Its loan portfolio comprises commercial real estate, commercial business, small business administration, construction, purchased residential real estate, and various consumer loans. The company also offers automated clearing house transfers, lockbox, Internet banking, bill payment, remote deposit capture, debit card, money order, traveler's check, and automatic teller machine services. It operated through a network of eight branch offices located in Fairfield and New Haven Counties, Connecticut; and one branch offices located in Westchester County, New York. The company was founded in 1994 and is headquartered in Stamford, Connecticut.
- Leadership
- Steven Alan Sugarman
- IPO Date
- Aug 31, 1994
- Employees
- 129
- Street Address
- 900 Bedford Street
- Mailing
- Stamford, CT, 06901
- Region
- Stamford, CT, US
- Reporting Currency
- USD
- Investor Line
- 203 252 5900
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- โ
- EV/EBITDA
- 2.8
- Price/Sales
- 2.4
- Price/Book
- 1.0
Growth
- Revenue
- -4.0%
- EPS
- +98.4%
- Free Cash Flow
- -645.7%
Profitability
- Gross Margin
- 48.0%
- Operating Margin
- -21.8%
- Net Margin
- -21.9%
- ROE
- -16.2%
- ROIC
- -10.4%
Balance Sheet
- Debt/Equity
- 0.17
- Current Ratio
- 0.44
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.