Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 281M | 230M | 164M | 124M | 108M |
| Gross Profit | 187M | 115M | 100M | 109M | 97M |
| Operating Income | 72M | 8M | 33M | 45M | 54M |
| EBITDA | 72M | 16M | 36M | 49M | 57M |
| Net Income | 59M | 8M | 27M | 38M | 44M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$62.24
+0.73% today
1Y Change
+28.38%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 246 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Peoples Financial Services Corp. (PFIS) is a Financial Services stock with a market cap of $570.00M and listed on NASDAQ. The stock last traded around $62.24 and up 28.4% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +22.3%, EPS growth of +492.0%, a dividend yield of 4.4%. What stands out right now is revenue +22.3%, EPS +492.0%, free cash flow +38.3% with operating margin 26.1% and ROIC 20.7%. The dividend matters to the case here, with a current yield around 4.4%. Valuation is more restrained than many high-expectation growth names at P/E 9.6 and price/sales 2.0. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines PFIS price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PFIS
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PFIS Max Drawdown
-17.04%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PFIS and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$107.8M
-12.9% YoY
FY Net Income
$43.5M
+14.3% YoY
Free Cash Flow
$35.9M
+3.9% YoY
Revenue Growth
+22.3%
EPS Growth
+492.0%
Gross Margin
51.3%
Net Margin
21.2%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 281M | 230M | 164M | 124M | 108M |
| Gross Profit | 187M | 115M | 100M | 109M | 97M |
| Operating Income | 72M | 8M | 33M | 45M | 54M |
| EBITDA | 72M | 16M | 36M | 49M | 57M |
| Net Income | 59M | 8M | 27M | 38M | 44M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 58M | 56M | 43M | 38M | 38M |
| Total Assets | 5.3B | 5.1B | 3.7B | 3.6B | 3.4B |
| Total Liabilities | 4.8B | 4.6B | 3.4B | 3.2B | 3.0B |
| Shareholder Equity | 520M | 469M | 340M | 315M | 340M |
| Total Debt | 258M | 156M | 76M | 148M | 36M |
| Net Debt | 200M | 100M | 33M | 111M | -2M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
41M
-3.7% YoY
Capital Expenditures
5M
+37.6% YoY
Free Cash Flow
36M
+3.9% YoY
Key ratios
Gross Margin
51.3%
Operating Margin
26.1%
Net Margin
21.2%
ROE
11.5%
Debt / Equity
0.60x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.