Financial Services
Peoples Financial Services Corp.(PFIS)
Live Price
Offline$63.52
+1.18% today
1Y Change
+28.38%
Window
Jun 23, 2025 โ Jun 15, 2026
- Market Cap
- $570.00M
- Revenue Growth
- +22.3%
- EPS Growth
- +492.0%
- Dividend Yield
- 4.4%
Coverage: 246 bars ยท Jun 23, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Peoples Financial Services Corp. (PFIS) is a Financial Services stock with a market cap of $570.00M and listed on NASDAQ. The stock last traded around $63.52 and up 28.4% across the available one-year price window (Jun 23, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +22.3%, EPS growth of +492.0%, a dividend yield of 4.4%. What stands out right now is revenue +22.3%, EPS +492.0%, free cash flow +38.3% with operating margin 26.1% and ROIC 20.7%. The dividend matters to the case here, with a current yield around 4.4%. Valuation is more restrained than many high-expectation growth names at P/E 9.6 and price/sales 2.0. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines PFIS price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+22.3% vs +3.4% peer median
Operating Margin
Above sector median
+26.1% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 30, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +22.3% and EPS at +492.0%, with operating margin around 26.1%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 4.4%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.9% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 30, 2026 | โ | -0.4% | +3.5% | +4.3% |
2026 Feb 5, 2026 | -10.5% | +0.8% | +1.7% | -5.4% |
2025 Oct 30, 2025 | +209.9% | -5.5% | -2.5% | +3.5% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PFIS
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
PFIS Max Drawdown
-17.04%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PFIS and SPY.
Company Overview
Peoples Financial Services Corp.
NASDAQ Global Select
Peoples Financial Services Corp. operates as the bank holding company for Peoples Security Bank and Trust Company that provides various commercial and retail banking services. The company accepts money market, NOW, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, construction, small business administration, and agricultural loans, as well as loans for equipment and other commercial needs, and mineral rights. In addition, the company offers investment management, IRA trustee, estate administration, living and life insurance trust, trustee under will, guardianship, custodial/IRA custodial, and corporate trust services, as well as pension and profit sharing plans. Further, it provides investment portfolio management, estate and business succession planning, annuities, insurance, retirement plan, and tax planning, as well as education funding strategies; and securities and brokerage, and investor services. Additionally, the company offers small business checking and merchant money market accounts, online and telephone banking, business credit cards, merchant line of credit, and financial checkup services; and remote deposit capture, automatic clearing house transaction, cash management, automated teller machine, point of sale transaction, safe deposit box, night depository, direct deposit, and official check services. It serves business, non-profit, governmental, municipal agency, and professional customers, as well as retail customers through 28 full-service community banking offices located in Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties of Pennsylvania; Middlesex County of New Jersey; and Broome County of New York. The company was founded in 1905 and is headquartered in Scranton, Pennsylvania.
- Leadership
- Gerard A. Champi
- IPO Date
- Jun 5, 2002
- Employees
- 511
- Street Address
- 150 North Washington Avenue
- Mailing
- Scranton, PA, 18503
- Region
- Scranton, PA, US
- Reporting Currency
- USD
- Investor Line
- 570 346 7741
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.6
- EV/EBITDA
- 10.6
- Price/Sales
- 2.0
- Price/Book
- 1.1
Growth
- Revenue
- +22.3%
- EPS
- +492.0%
- Free Cash Flow
- +38.3%
Profitability
- Gross Margin
- 51.3%
- Operating Margin
- 26.1%
- Net Margin
- 21.2%
- ROE
- 11.5%
- ROIC
- 20.7%
Balance Sheet
- Debt/Equity
- 0.60
- Current Ratio
- 0.43
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.