Financial Services
Live Price
Offline$99.04
+0.66% today
1Y Change
+16.43%
Window
Jun 23, 2025 → Jun 9, 2026
Coverage: 242 bars · Jun 23, 2025 → Jun 9, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Preferred Bank (PFBC) is a Financial Services stock with a market cap of $1.13B and listed on NASDAQ. The stock last traded around $99.04 and up 16.4% across the available one-year price window (Jun 23, 2025 → Jun 9, 2026). Baseline metrics include revenue growth of -4.1%, EPS growth of +8.3%, a dividend yield of 3.2%. What stands out right now is revenue -4.1%, EPS +8.3%, free cash flow +1.9% with operating margin 37.9% and ROIC 1.8%. The dividend matters to the case here, with a current yield around 3.2%. Valuation is more restrained than many high-expectation growth names at P/E 8.6 and price/sales 2.2. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines PFBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PFBC
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
PFBC Max Drawdown
-19.26%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for PFBC and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$218.8M
-27.4% YoY
FY Net Income
$95.2M
-26.1% YoY
Free Cash Flow
$119.0M
-17.0% YoY
Revenue Growth
-4.1%
EPS Growth
+8.3%
Gross Margin
55.4%
Net Margin
26.7%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 499M | 520M | 482M | 301M | 219M |
| Gross Profit | 274M | 272M | 283M | 247M | 195M |
| Operating Income | 190M | 184M | 211M | 179M | 134M |
| EBITDA | 190M | 186M | 212M | 181M | 136M |
| Net Income | 134M | 131M | 150M | 129M | 95M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 807M | 766M | 891M | 748M | 1.0B |
| Total Assets | 7.6B | 6.9B | 6.7B | 6.4B | 6.0B |
| Total Liabilities | 6.8B | 6.2B | 6.0B | 5.8B | 5.5B |
| Shareholder Equity | 789M | 763M | 695M | 630M | 587M |
| Total Debt | 384M | 165M | 168M | 169M | 171M |
| Net Debt | -423M | -600M | -723M | -579M | -860M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
120M
-16.8% YoY
Capital Expenditures
603K
-69.4% YoY
Free Cash Flow
119M
-17.0% YoY
Key ratios
Gross Margin
55.4%
Operating Margin
37.9%
Net Margin
26.7%
ROE
17.5%
Debt / Equity
0.50x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.