Financial Services
Preferred Bank(PFBC)
Live Price
Offline$99.04
+0.66% today
1Y Change
+16.43%
Window
Jun 23, 2025 โ Jun 9, 2026
- Market Cap
- $1.13B
- Revenue Growth
- -4.1%
- EPS Growth
- +8.3%
- Dividend Yield
- 3.2%
Coverage: 242 bars ยท Jun 23, 2025 โ Jun 9, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Preferred Bank (PFBC) is a Financial Services stock with a market cap of $1.13B and listed on NASDAQ. The stock last traded around $99.04 and up 16.4% across the available one-year price window (Jun 23, 2025 โ Jun 9, 2026). Baseline metrics include revenue growth of -4.1%, EPS growth of +8.3%, a dividend yield of 3.2%. What stands out right now is revenue -4.1%, EPS +8.3%, free cash flow +1.9% with operating margin 37.9% and ROIC 1.8%. The dividend matters to the case here, with a current yield around 3.2%. Valuation is more restrained than many high-expectation growth names at P/E 8.6 and price/sales 2.2. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines PFBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-4.1% vs +3.4% peer median
Operating Margin
Above sector median
+37.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 24, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -4.1% and EPS is at +8.3%, with operating margin around 37.9%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.2%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.3% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 24, 2026 | โ | +1.7% | +2.1% | +1.4% |
2026 Jan 22, 2026 | +0.4% | -9.2% | -9.1% | +0.0% |
2025 Oct 20, 2025 | +10.5% | +5.1% | +7.9% | +3.6% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
PFBC
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
PFBC Max Drawdown
-19.26%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for PFBC and SPY.
Company Overview
Preferred Bank
NASDAQ Global Select
Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals in the United States. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; and commercial loans comprising lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and SBA loans. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing products, export financing, documentary collections, and bills purchase programs. Further, it provides various high-wealth banking services to wealthy individuals residing in the Pacific Rim area; and remote deposit capture, and online and mobile banking services. Additionally, the company offers various banking services to physicians, accountants, attorneys, business managers, and other professionals; and safe deposit boxes, account reconciliation, courier service, and cash management services to the manufacturing, service, and distribution companies. As of December 31, 2021, it had eleven full-service branch offices in Alhambra, Century City, City of Industry, Torrance, Arcadia, Irvine, Diamond Bar, Pico Rivera, Tarzana, and San Francisco; and one branch in Flushing, New York. The company was incorporated in 1991 and is headquartered in Los Angeles, California.
- Leadership
- Li Yu
- IPO Date
- Aug 19, 1999
- Employees
- 323
- Street Address
- 601 South Figueroa Street
- Mailing
- Los Angeles, CA, 90017
- Region
- Los Angeles, CA, US
- Reporting Currency
- USD
- Investor Line
- 213 891 1188
- Last Updated
- May 3, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 8.6
- EV/EBITDA
- 3.7
- Price/Sales
- 2.2
- Price/Book
- 1.5
Growth
- Revenue
- -4.1%
- EPS
- +8.3%
- Free Cash Flow
- +1.9%
Profitability
- Gross Margin
- 55.4%
- Operating Margin
- 37.9%
- Net Margin
- 26.7%
- ROE
- 17.5%
- ROIC
- 1.8%
Balance Sheet
- Debt/Equity
- 0.50
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.