Financial Services
Live Price
Offline$26.41
-1.01% today
Window Change
+0.88%
Window
Jun 23, 2025 → May 15, 2026
Coverage: 227 bars · Jun 23, 2025 → May 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
M&T Bank Corporation (MTB-PJ) is a Financial Services stock with a market cap of $4.07B and listed on NYSE. The stock last traded around $26.41 and up 0.9% across the available one-year price window (Jun 23, 2025 → May 15, 2026). Baseline metrics include revenue growth of -8.2%, EPS growth of +16.2%, a dividend yield of 2.7%. What stands out right now is revenue -8.2%, EPS +16.2%, free cash flow -15.7% with operating margin 30.7% and ROIC 5.7%. The dividend matters to the case here, with a current yield around 2.7%. Valuation is more restrained than many high-expectation growth names at P/E 12.1 and price/sales 2.6. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines MTB-PJ price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
MTB-PJ
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
MTB-PJ Max Drawdown
-6.52%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for MTB-PJ and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$6.1B
-28.0% YoY
FY Net Income
$1.9B
-6.7% YoY
Free Cash Flow
$2.6B
-41.1% YoY
Revenue Growth
-8.2%
EPS Growth
+16.2%
Gross Margin
75.3%
Net Margin
23.7%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 12.3B | 13.4B | 12.5B | 8.4B | 6.1B |
| Gross Profit | 9.2B | 8.6B | 8.8B | 7.5B | 6.0B |
| Operating Income | 3.7B | 3.3B | 3.6B | 2.6B | 2.5B |
| EBITDA | 4.0B | 3.8B | 4.1B | 3.0B | 2.8B |
| Net Income | 2.9B | 2.6B | 2.7B | 2.0B | 1.9B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 18.8B | 20.8B | 29.8B | 26.5B | 43.2B |
| Total Assets | 213.5B | 208.1B | 208.3B | 200.7B | 155.1B |
| Total Liabilities | 184.3B | 179.1B | 181.3B | 175.4B | 137.2B |
| Shareholder Equity | 29.2B | 29.0B | 27.0B | 25.3B | 17.9B |
| Total Debt | 13.1B | 13.7B | 13.5B | 7.5B | 3.5B |
| Net Debt | -5.7B | -7.1B | -16.3B | -19.0B | -39.7B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
2.7B
-40.6% YoY
Capital Expenditures
149M
+30.4% YoY
Free Cash Flow
2.6B
-41.1% YoY
Key ratios
Gross Margin
75.3%
Operating Margin
30.7%
Net Margin
23.7%
ROE
10.2%
Debt / Equity
0.68x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.