Financial Services
M&T Bank Corporation(MTB-PJ)
Live Price
Offline$26.41
-1.01% today
Window Change
+0.88%
Window
Jun 23, 2025 โ May 15, 2026
- Market Cap
- $4.07B
- Revenue Growth
- -8.2%
- EPS Growth
- +16.2%
- Dividend Yield
- 2.7%
Coverage: 227 bars ยท Jun 23, 2025 โ May 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
M&T Bank Corporation (MTB-PJ) is a Financial Services stock with a market cap of $4.07B and listed on NYSE. The stock last traded around $26.41 and up 0.9% across the available one-year price window (Jun 23, 2025 โ May 15, 2026). Baseline metrics include revenue growth of -8.2%, EPS growth of +16.2%, a dividend yield of 2.7%. What stands out right now is revenue -8.2%, EPS +16.2%, free cash flow -15.7% with operating margin 30.7% and ROIC 5.7%. The dividend matters to the case here, with a current yield around 2.7%. Valuation is more restrained than many high-expectation growth names at P/E 12.1 and price/sales 2.6. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines MTB-PJ price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-8.2% vs +3.4% peer median
Operating Margin
Above sector median
+30.7% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 15, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -8.2% and EPS is at +16.2%, with operating margin around 30.7%.
The next real check-in already has a date
The next earnings event is scheduled for Jul 15, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.0% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 15, 2026 | โ | -1.0% | -0.6% | +0.7% |
2026 Jan 16, 2026 | +4.2% | +0.0% | +0.9% | +1.7% |
2025 Oct 16, 2025 | +14.2% | -0.4% | -0.1% | -0.8% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
MTB-PJ
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
MTB-PJ Max Drawdown
-6.52%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for MTB-PJ and SPY.
Company Overview
M&T Bank Corporation
New York Stock Exchange
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that engages in the provision of retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and banking services, such as commercial lending and leasing, letters of credits, commercial real estate loans, and credit facilities secured by various commercial real estate to middle-market and large commercial customers. The company also provides customers deposit products, including demand, savings and time accounts, and other services; automobile and recreational finance loans, home equity loans and lines of credit, credit cards, and other loan products, as well as residential mortgage and real estate loans; business loans, cash management, payroll, and direct deposit services to consumers and small businesses through branch network, telephone banking, internet banking, and automated teller machines. In addition, it offers trustee, agency, investment management, security brokerage, and administrative services; personal trust, planning, fiduciary, asset management, family office, and other services; and investment products, including mutual funds and annuities, and other services for corporations and institutions, investment bankers, corporate tax, finance and legal executives, and other institutional clients. The company was founded in 1856 and is headquartered in Buffalo, New York.
- Leadership
- Rene F. Jones
- IPO Date
- May 7, 2024
- Employees
- 22.3k
- Street Address
- One M&T Plaza
- Mailing
- Buffalo, NY, 14203
- Region
- Buffalo, NY, US
- Reporting Currency
- USD
- Investor Line
- 716 635 4000
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 12.1
- EV/EBITDA
- 8.9
- Price/Sales
- 2.6
- Price/Book
- 1.3
Growth
- Revenue
- -8.2%
- EPS
- +16.2%
- Free Cash Flow
- -15.7%
Profitability
- Gross Margin
- 75.3%
- Operating Margin
- 30.7%
- Net Margin
- 23.7%
- ROE
- 10.2%
- ROIC
- 5.7%
Balance Sheet
- Debt/Equity
- 0.68
- Current Ratio
- 0.32
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.