Back to Screener

Financial Services

Mission Bancorp(MSBC)

Live Price

Offline

$105.00

+0.00% today

1Y Change

+13.84%

Window

Jun 30, 2025 โ†’ Jun 18, 2026

Market Cap
$290.00M
Revenue Growth
+6.5%
EPS Growth
-10.8%
Dividend Yield
0.0%

Coverage: 244 bars ยท Jun 30, 2025 โ†’ Jun 18, 2026

Research Briefing

A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.

Decision context

Research Snapshot

Mission Bancorp (MSBC) is a Financial Services stock with a market cap of $290.00M and listed on OTC. The stock last traded around $105.00 and up 13.8% across the available one-year price window (Jun 30, 2025 โ†’ Jun 18, 2026). Baseline metrics include revenue growth of +6.5%, EPS growth of -10.8%, a dividend yield of 0.0%. What stands out right now is revenue +6.5%, EPS -10.8%, free cash flow -20.6% with operating margin 33.8% and ROIC 11.0%. Valuation is more restrained than many high-expectation growth names at P/E 10.6 and price/sales 2.5. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines MSBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.

Benchmark Edge

MSBC vs SPY, QQQ, and Sector ETFs

Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.

Shared 1Y chart + MAX history table

Relative Read

Mixed setup vs SPY

MSBC is 7.02 pts behind over the shared 1Y window.

MSBC had 4.06 pts shallower max drawdown than SPY.

MSBC beat SPY in 1 of 2 calendar years shown and trailed in 1.

MSBC

+13.84%

Normalized return

SPY

+20.86%

S&P 500

Excess Return

-7.02 pts

Relative to SPY

MSBC Max Drawdown

-5.07%

Trailing 1Y

SPY Max Drawdown

-9.13%

Trailing 1Y

MSBCSPY

Calendar-Year Returns

Uses the longest available daily history for MSBC and SPY.

YearMSBCSPYExcessLeader
2026+14.43%+6.71%+7.73 ptsMSBC
2025-0.53%+11.19%-11.72 ptsSPY

Financial profile

Mission Bancorp (MSBC)

Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.

FY Revenue

$82.9M

+5.8% YoY

FY Net Income

$27.1M

-10.2% YoY

Free Cash Flow

$27.2M

-20.6% YoY

Revenue Growth

+6.5%

EPS Growth

-10.8%

Gross Margin

52.9%

Net Margin

23.9%

Income statement

USD

Annual
Metric20222023202420252026
Revenue50M62M75M78M83M
Gross Profitโ€”โ€”โ€”โ€”โ€”
Operating Incomeโ€”โ€”โ€”โ€”โ€”
EBITDAโ€”โ€”โ€”โ€”โ€”
Net Income19M24M30M30M27M
EPS (Diluted)โ€”โ€”โ€”โ€”โ€”

Balance sheet

USD

Point-in-time
Metric20222023202420252026
Cash & Equivalents356M130M147M292M154M
Total Assetsโ€”โ€”โ€”1.9B1.9B
Total Liabilitiesโ€”โ€”โ€”1.7B1.7B
Shareholder Equityโ€”โ€”โ€”โ€”โ€”
Total Debt22M22M42M22M12M
Net Debtโ€”โ€”โ€”โ€”โ€”

Cash flow positioning

2026 Full Year

Operating Cash Flow

26M

-25.1% YoY

Capital Expenditures

โ€”

Free Cash Flow

27M

-20.6% YoY

Key ratios

  • Gross Margin

    52.9%

  • Operating Margin

    33.8%

  • Net Margin

    23.9%

  • ROE

    13.1%

  • Debt / Equity

    0.05x

Next Step

Turn financials into a decision

Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.