Financial Services
Mission Bancorp(MSBC)
Live Price
Offline$103.00
+0.00% today
1Y Change
+13.84%
Window
Jun 26, 2025 โ Jun 18, 2026
- Market Cap
- $290.00M
- Revenue Growth
- +6.5%
- EPS Growth
- -10.8%
- Dividend Yield
- 0.0%
Coverage: 246 bars ยท Jun 26, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Mission Bancorp (MSBC) is a Financial Services stock with a market cap of $290.00M and listed on OTC. The stock last traded around $103.00 and up 13.8% across the available one-year price window (Jun 26, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +6.5%, EPS growth of -10.8%, a dividend yield of 0.0%. What stands out right now is revenue +6.5%, EPS -10.8%, free cash flow -20.6% with operating margin 33.8% and ROIC 11.0%. Valuation is more restrained than many high-expectation growth names at P/E 10.6 and price/sales 2.5. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines MSBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+6.5% vs +3.4% peer median
Operating Margin
Above sector median
+33.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2023 was reported on Dec 31, 2023, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at +6.5% and EPS is at -10.8%, with operating margin around 33.8%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 2 reported quarters, the stock averaged 0.0% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2023 Dec 31, 2023 | โ | +0.0% | +0.0% | -1.1% |
2023 Sep 30, 2023 | โ | +0.0% | +0.0% | -1.1% |
Benchmark Edge
MSBC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
MSBC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
MSBC Max Drawdown
-5.07%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for MSBC and SPY.
Company Overview
Mission Bancorp
Other OTC
Mission Bancorp operates as the bank holding company for Mission Bank that provides various banking products and services to individual and corporate clients in California. It accepts various checking and savings, NOW, money market, fiduciary, and individual retirement accounts, as well as time deposits and certificates of deposit. The company also provides commercial loans, such as lines of credit, equipment and vehicle financing, permanent working capital or debt refinance, commercial real estate loans, construction financing, and letters of credit; and agricultural loans, including operating/crop lines of credit, cattle loans, equipment loans, real estate loans, and loans for farmer. In addition, it offers SBA loans for owner-occupied commercial real estate purchase and construction, business expansion/acquisition, partner or management buy-out, equipment financing, debt refinance, inventory purchase, furniture, machinery, business startup cost, and working capital; and debit and credit cards. Further, the company provides safe deposit boxes, merchant card processing, online cash management, remote deposit capture, treasury management, and online and mobile banking services; cash vault services; and carries out property exchange transactions. It operates nine full-service facilities, including one located in Shafter, two located in Bakersfield, three located in the Mojave Desert area, one located in Ventura, one located in San Luis Obispo, and one located in Stockton. Mission Bancorp was founded in 1998 and is based in Bakersfield, California.
- Leadership
- Andrew J. Antongiovanni
- IPO Date
- Feb 17, 2005
- Employees
- 23
- Street Address
- 1301 17th Street
- Mailing
- Bakersfield, CA, 93301
- Region
- Bakersfield, CA, US
- Reporting Currency
- USD
- Investor Line
- 661 859 2500
- Last Updated
- May 2, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 10.6
- EV/EBITDA
- 3.8
- Price/Sales
- 2.5
- Price/Book
- 1.3
Growth
- Revenue
- +6.5%
- EPS
- -10.8%
- Free Cash Flow
- -20.6%
Profitability
- Gross Margin
- 52.9%
- Operating Margin
- 33.8%
- Net Margin
- 23.9%
- ROE
- 13.1%
- ROIC
- 11.0%
Balance Sheet
- Debt/Equity
- 0.05
- Current Ratio
- 0.09
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.