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Financial Services

Greene County Bancorp, Inc.(GCBC)

Live Price

Offline

$30.41

+1.91% today

1Y Change

+33.00%

Window

Jun 25, 2025 โ†’ Jun 18, 2026

Market Cap
$410.00M
Revenue Growth
+13.1%
EPS Growth
+26.2%
Dividend Yield
1.6%

Coverage: 247 bars ยท Jun 25, 2025 โ†’ Jun 18, 2026

Research Briefing

A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.

Decision context

Research Snapshot

Greene County Bancorp, Inc. (GCBC) is a Financial Services stock with a market cap of $410.00M and listed on NASDAQ. The stock last traded around $30.41 and up 33.0% across the available one-year price window (Jun 25, 2025 โ†’ Jun 18, 2026). Baseline metrics include revenue growth of +13.1%, EPS growth of +26.2%, a dividend yield of 1.6%. What stands out right now is revenue +13.1%, EPS +26.2%, free cash flow +16.6% with operating margin 31.4% and ROIC 1.8%. The dividend is present but secondary, with a yield around 1.6%. Valuation is more restrained than many high-expectation growth names at P/E 10.4 and price/sales 2.8. Stock Foundry combines GCBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.

Benchmark Edge

GCBC vs SPY, QQQ, and Sector ETFs

Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.

Shared 1Y chart + MAX history table

GCBC

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Normalized return

SPY

--

S&P 500

Excess Return

--

Relative to SPY

GCBC Max Drawdown

-16.50%

Trailing 1Y

SPY Max Drawdown

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Trailing 1Y

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Calendar-Year Returns

Uses the longest available daily history for GCBC and SPY.

Calendar-year return history is still loading or unavailable.

Financial profile

Greene County Bancorp, Inc. (GCBC)

Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.

FY Revenue

$68.0M

-10.0% YoY

FY Net Income

$23.9M

-14.5% YoY

Free Cash Flow

$26.5M

-22.8% YoY

Revenue Growth

+13.1%

EPS Growth

+26.2%

Gross Margin

60.9%

Net Margin

27.3%

Income statement

USD

Annual
Metric20252024202320222021
Revenue133M118M97M76M68M
Gross Profit74M64M74M67M59M
Operating Income35M27M36M33M28M
EBITDA36M28M37M34M28M
Net Income31M25M31M28M24M
EPS (Diluted)โ€”โ€”โ€”โ€”โ€”

Balance sheet

USD

Point-in-time
Metric20252024202320222021
Cash & Equivalents185M193M201M73M154M
Total Assets3.0B2.8B2.7B2.6B2.2B
Total Liabilities2.8B2.6B2.5B2.4B2.1B
Shareholder Equity239M206M183M158M150M
Total Debt128M199M49M173M23M
Net Debt-56M6M-152M100M-132M

Cash flow positioning

Latest Full Year

Operating Cash Flow

28M

-21.5% YoY

Capital Expenditures

1M

-19.3% YoY

Free Cash Flow

26M

-22.8% YoY

Key ratios

  • Gross Margin

    60.9%

  • Operating Margin

    31.4%

  • Net Margin

    27.3%

  • ROE

    15.4%

  • Debt / Equity

    0.27x

Next Step

Turn financials into a decision

Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.