Financial Services
Greene County Bancorp, Inc.(GCBC)
Live Price
Offline$29.42
+3.63% today
1Y Change
+33.00%
Window
Jun 25, 2025 โ Jun 18, 2026
- Market Cap
- $410.00M
- Revenue Growth
- +13.1%
- EPS Growth
- +26.2%
- Dividend Yield
- 1.6%
Coverage: 247 bars ยท Jun 25, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Greene County Bancorp, Inc. (GCBC) is a Financial Services stock with a market cap of $410.00M and listed on NASDAQ. The stock last traded around $29.42 and up 33.0% across the available one-year price window (Jun 25, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +13.1%, EPS growth of +26.2%, a dividend yield of 1.6%. What stands out right now is revenue +13.1%, EPS +26.2%, free cash flow +16.6% with operating margin 31.4% and ROIC 1.8%. The dividend is present but secondary, with a yield around 1.6%. Valuation is more restrained than many high-expectation growth names at P/E 10.4 and price/sales 2.8. Stock Foundry combines GCBC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+13.1% vs +3.4% peer median
Operating Margin
Above sector median
+31.4% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 22, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +13.1% and EPS at +26.2%, with operating margin around 31.4%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.6%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.2% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 22, 2026 | โ | +1.1% | +3.7% | +10.2% |
2026 Jan 21, 2026 | โ | -1.8% | -4.9% | -0.1% |
2025 Oct 21, 2025 | โ | +1.2% | +1.6% | -1.1% |
Benchmark Edge
GCBC vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
GCBC
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
GCBC Max Drawdown
-16.50%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for GCBC and SPY.
Company Overview
Greene County Bancorp, Inc.
NASDAQ Capital Market
Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. Its deposit products include savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. The company's loan portfolio consists of residential, construction and land, and multifamily mortgage loans; commercial real estate mortgage loans; consumer loans, such as loans on new and used automobiles, personal loans, and home equity loans, as well as other consumer installment loans, including passbook loans, unsecured home improvement loans, recreational vehicle loans, and deposit account overdrafts; and commercial loans. As of June 30, 2021, it operated a network of 17 full-service banking offices. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.
- Leadership
- Donald E. Gibson
- IPO Date
- Jun 30, 1999
- Employees
- 189
- Street Address
- 302 Main Street
- Mailing
- Catskill, NY, 12414
- Region
- Catskill, NY, US
- Reporting Currency
- USD
- Investor Line
- 518 943 2600
- Last Updated
- Apr 29, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 10.4
- EV/EBITDA
- 10.3
- Price/Sales
- 2.8
- Price/Book
- 1.5
Growth
- Revenue
- +13.1%
- EPS
- +26.2%
- Free Cash Flow
- +16.6%
Profitability
- Gross Margin
- 60.9%
- Operating Margin
- 31.4%
- Net Margin
- 27.3%
- ROE
- 15.4%
- ROIC
- 1.8%
Balance Sheet
- Debt/Equity
- 0.27
- Current Ratio
- 29.05
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.