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Financial Services

First Citizens BancShares, Inc. Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E(FCNCN)

Live Price

Offline

$25.02

-0.28% today

Window Change

+1.21%

Window

Jan 30, 2026 โ†’ Jun 18, 2026

Market Cap
$22.78B
Revenue Growth
-2.3%
EPS Growth
-12.7%
Dividend Yield
0.0%
Sparse coverage

Historical coverage is still filling in

This 1Y daily history view is currently sparse. Use it as directional context while we continue backfilling more history.

Coverage: 97 bars ยท Jan 30, 2026 โ†’ Jun 18, 2026

Research Briefing

A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.

Decision context

Research Snapshot

First Citizens BancShares, Inc. Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E (FCNCN) is a Financial Services stock with a market cap of $22.78B and listed on NASDAQ. The stock last traded around $25.02 and up 1.2% across the available one-year price window (Jan 30, 2026 โ†’ Jun 18, 2026). Baseline metrics include revenue growth of -2.3%, EPS growth of -12.7%, a dividend yield of 0.0%. What stands out right now is revenue -2.3%, EPS -12.7%, free cash flow -6.3% with operating margin 21.2% and ROIC 1.0%. Valuation is more restrained than many high-expectation growth names at P/E 0.1 and price/sales 1.6. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines FCNCN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.

Benchmark Edge

FCNCN vs SPY, QQQ, and Sector ETFs

Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.

Shared 1Y chart + MAX history table

FCNCN

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Normalized return

SPY

--

S&P 500

Excess Return

--

Relative to SPY

FCNCN Max Drawdown

-4.48%

Trailing 1Y

SPY Max Drawdown

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Trailing 1Y

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Calendar-Year Returns

Uses the longest available daily history for FCNCN and SPY.

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Financial profile

First Citizens BancShares, Inc. Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E (FCNCN)

Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.

FY Revenue

$1.9B

-65.6% YoY

FY Net Income

$547.5M

-50.1% YoY

Free Cash Flow

-$391.2M

-121.0% YoY

Revenue Growth

-2.3%

EPS Growth

-12.7%

Gross Margin

62.6%

Net Margin

15.9%

Income statement

USD

Annual
Metric20252024202320222021
Revenue14.2B14.6B31.3B5.5B1.9B
Gross Profit8.7B8.9B26.3B4.4B1.9B
Operating Income3.0B3.6B12.1B1.4B702M
EBITDA3.4B3.7B12.0B1.9B808M
Net Income2.2B2.8B11.5B1.1B547M
EPS (Diluted)โ€”โ€”โ€”โ€”โ€”

Balance sheet

USD

Point-in-time
Metric20252024202320222021
Cash & Equivalents20.6B22.2B34.5B5.5B338M
Total Assets229.7B223.7B213.8B109.3B58.3B
Total Liabilities207.5B201.5B192.5B99.6B53.6B
Shareholder Equity22.2B22.2B21.3B9.7B4.7B
Total Debt36.3B37.4B38.0B7.0B1.8B
Net Debt15.7B15.2B3.5B1.5B1.5B

Cash flow positioning

Latest Full Year

Operating Cash Flow

284M

-110.2% YoY

Capital Expenditures

107M

+88.4% YoY

Free Cash Flow

391M

-121.0% YoY

Key ratios

  • Gross Margin

    62.6%

  • Operating Margin

    21.2%

  • Net Margin

    15.9%

  • ROE

    10.2%

  • Debt / Equity

    1.54x

Next Step

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