Financial Services
First Citizens BancShares, Inc. Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E(FCNCN)
Live Price
Offline$25.18
+0.56% today
Window Change
+1.21%
Window
Jan 30, 2026 โ Jun 18, 2026
- Market Cap
- $22.78B
- Revenue Growth
- -2.3%
- EPS Growth
- -12.7%
- Dividend Yield
- 0.0%
Historical coverage is still filling in
This 1Y daily history view is currently sparse. Use it as directional context while we continue backfilling more history.
Coverage: 97 bars ยท Jan 30, 2026 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
First Citizens BancShares, Inc. Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E (FCNCN) is a Financial Services stock with a market cap of $22.78B and listed on NASDAQ. The stock last traded around $25.18 and up 1.2% across the available one-year price window (Jan 30, 2026 โ Jun 18, 2026). Baseline metrics include revenue growth of -2.3%, EPS growth of -12.7%, a dividend yield of 0.0%. What stands out right now is revenue -2.3%, EPS -12.7%, free cash flow -6.3% with operating margin 21.2% and ROIC 1.0%. Valuation is more restrained than many high-expectation growth names at P/E 0.1 and price/sales 1.6. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines FCNCN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-2.3% vs +3.4% peer median
Operating Margin
Above sector median
+21.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -2.3% and EPS is at -12.7%, with operating margin around 21.2%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 2 reported quarters, the stock averaged +0.2% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | -0.1% | +0.1% | -0.3% |
2026 Jan 23, 2026 | +16.6% | +0.0% | +0.3% | +0.5% |
Benchmark Edge
FCNCN vs SPY, QQQ, and Sector ETFs
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
FCNCN
โ
Normalized return
SPY
--
S&P 500
Excess Return
--
Relative to SPY
FCNCN Max Drawdown
-4.48%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for FCNCN and SPY.
Company Overview
First Citizens BancShares, Inc. Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E
NASDAQ Global Select
First Citizens BancShares, Inc. is a bank holding company, which provides retail and commercial banking services through its subsidiaries. The company operates under the following segments: General Banking, Commercial Banking, Rail, and Corporate. The General Banking delivers services to individuals through branch networks. The Commercial Banking provides lending, leasing and other financial and advisory services to small and middle market companies. The Rail segment deals with the provision of equipment leasing and secured financing for railroads and shippers. The Corporate segment is comprised of investment securities and interest bearing cash. The company was founded on August 7, 1986 and is headquartered in Raleigh, NC.
- Leadership
- Frank Holding
- IPO Date
- Jan 30, 2026
- Employees
- 18.1k
- Street Address
- 4300 Six Forks Road
- Mailing
- Raleigh, NC, 27609
- Region
- Raleigh, NC, US
- Reporting Currency
- USD
- Investor Line
- (888) 323-4732
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 0.1
- EV/EBITDA
- 18.4
- Price/Sales
- 1.6
- Price/Book
- 0.0
Growth
- Revenue
- -2.3%
- EPS
- -12.7%
- Free Cash Flow
- -6.3%
Profitability
- Gross Margin
- 62.6%
- Operating Margin
- 21.2%
- Net Margin
- 15.9%
- ROE
- 10.2%
- ROIC
- 1.0%
Balance Sheet
- Debt/Equity
- 1.54
- Current Ratio
- 6.35
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.