Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 978M | 990M | 927M | 848M | 816M |
| Gross Profit | 414M | 990M | 927M | 848M | 816M |
| Operating Income | 98M | 62M | 5M | -4M | 30M |
| EBITDA | 102M | 67M | 10M | 2M | 37M |
| Net Income | 79M | 51M | 4M | -2M | 25M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$17.50
+0.06% today
1Y Change
-10.67%
Window
Jun 23, 2025 → Jun 18, 2026
Coverage: 250 bars · Jun 23, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Donegal Group Inc. (DGICA) is a Financial Services stock with a market cap of $610.00M and listed on NASDAQ. The stock last traded around $17.50 and down 10.7% across the available one-year price window (Jun 23, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of -1.2%, EPS growth of +44.2%, a dividend yield of 4.5%. What stands out right now is revenue -1.2%, EPS +44.2%, free cash flow +4.1% with operating margin 8.3% and ROIC 184.9%. The dividend matters to the case here, with a current yield around 4.5%. Valuation is more restrained than many high-expectation growth names at P/E 9.2 and price/sales 0.6. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines DGICA price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
DGICA
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
DGICA Max Drawdown
-22.10%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for DGICA and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$816.5M
-3.7% YoY
FY Net Income
$25.3M
+1388.9% YoY
Free Cash Flow
$76.7M
+14.3% YoY
Revenue Growth
-1.2%
EPS Growth
+44.2%
Gross Margin
29.0%
Net Margin
6.8%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 978M | 990M | 927M | 848M | 816M |
| Gross Profit | 414M | 990M | 927M | 848M | 816M |
| Operating Income | 98M | 62M | 5M | -4M | 30M |
| EBITDA | 102M | 67M | 10M | 2M | 37M |
| Net Income | 79M | 51M | 4M | -2M | 25M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 27M | 53M | 24M | 25M | 58M |
| Total Assets | 2.4B | 2.3B | 2.3B | 2.2B | 2.3B |
| Total Liabilities | 1.7B | 1.8B | 1.8B | 1.8B | 1.7B |
| Shareholder Equity | 640M | 546M | 480M | 484M | 531M |
| Total Debt | 35M | 35M | 35M | 35M | 35M |
| Net Debt | 8M | -18M | 11M | 10M | -23M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
77M
+14.3% YoY
Capital Expenditures
0
Free Cash Flow
77M
+14.3% YoY
Key ratios
Gross Margin
29.0%
Operating Margin
8.3%
Net Margin
6.8%
ROE
10.4%
Debt / Equity
0.05x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.