Financial Services
Donegal Group Inc.(DGICA)
Live Price
Offline$17.34
-1.25% today
1Y Change
-10.67%
Window
Jun 23, 2025 โ Jun 18, 2026
- Market Cap
- $635.48M
- Revenue Growth
- -1.2%
- EPS Growth
- +44.2%
- Dividend Yield
- 4.5%
Coverage: 250 bars ยท Jun 23, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Donegal Group Inc. (DGICA) is a Financial Services stock with a market cap of $635.48M and listed on NASDAQ. The stock last traded around $17.34 and down 10.7% across the available one-year price window (Jun 23, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of -1.2%, EPS growth of +44.2%, a dividend yield of 4.5%. What stands out right now is revenue -1.2%, EPS +44.2%, free cash flow +4.1% with operating margin 8.3% and ROIC 184.9%. The dividend matters to the case here, with a current yield around 4.5%. Valuation is more restrained than many high-expectation growth names at P/E 9.2 and price/sales 0.6. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines DGICA price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-1.2% vs +3.4% peer median
Operating Margin
Above sector median
+8.3% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating picture looks softer than before
Revenue is at -1.2% and EPS is at +44.2%, with operating margin around 8.3%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 4.5%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.3% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | -0.1% | -5.2% | -1.0% |
2026 Feb 19, 2026 | -7.2% | -1.0% | +0.8% | -3.8% |
2025 Oct 30, 2025 | +2.0% | +2.0% | +3.5% | +9.5% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
DGICA
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
DGICA Max Drawdown
-22.10%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for DGICA and SPY.
Company Overview
Donegal Group Inc.
NASDAQ Global Select
Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals. It operates through three segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles; and homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft, as well as liability of the insured arising from injury to other persons or their property. It also offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products primarily to Mid-Atlantic, Midwestern, New England, Southern, and Southwestern regions through approximately 2,300 independent insurance agencies. Donegal Group Inc. was incorporated in 1986 and is headquartered in Marietta, Pennsylvania.
- Leadership
- Kevin Gerard Burke
- IPO Date
- Jul 3, 2003
- Employees
- 410
- Street Address
- 1195 River Road
- Mailing
- Marietta, PA, 17547-0302
- Region
- Marietta, PA, US
- Reporting Currency
- USD
- Investor Line
- 800 877 0600
- Last Updated
- Apr 28, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.2
- EV/EBITDA
- 7.2
- Price/Sales
- 0.6
- Price/Book
- 0.9
Growth
- Revenue
- -1.2%
- EPS
- +44.2%
- Free Cash Flow
- +4.1%
Profitability
- Gross Margin
- 29.0%
- Operating Margin
- 8.3%
- Net Margin
- 6.8%
- ROE
- 10.4%
- ROIC
- 184.9%
Balance Sheet
- Debt/Equity
- 0.05
- Current Ratio
- โ
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.