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Financial Services

Citizens Financial Services, Inc.(CZFS)

Live Price

Offline

$69.98

-1.44% today

1Y Change

+24.56%

Window

Jun 25, 2025 โ†’ Jun 24, 2026

Market Cap
$300.00M
Revenue Growth
+2.7%
EPS Growth
+31.4%
Dividend Yield
3.2%

Coverage: 250 bars ยท Jun 25, 2025 โ†’ Jun 24, 2026

Research Briefing

A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.

Decision context

Research Snapshot

Citizens Financial Services, Inc. (CZFS) is a Financial Services stock with a market cap of $300.00M and listed on NASDAQ. The stock last traded around $69.98 and up 24.6% across the available one-year price window (Jun 25, 2025 โ†’ Jun 24, 2026). Baseline metrics include revenue growth of +2.7%, EPS growth of +31.4%, a dividend yield of 3.2%. What stands out right now is revenue +2.7%, EPS +31.4%, free cash flow +10.6% with operating margin 27.7% and ROIC 1.3%. The dividend matters to the case here, with a current yield around 3.2%. Valuation is more restrained than many high-expectation growth names at P/E 7.7 and price/sales 1.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines CZFS price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.

Benchmark Edge

CZFS vs SPY, QQQ, and Sector ETFs

Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.

Shared 1Y chart + MAX history table

CZFS

โ€”

Normalized return

SPY

--

S&P 500

Excess Return

--

Relative to SPY

CZFS Max Drawdown

-18.98%

Trailing 1Y

SPY Max Drawdown

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Trailing 1Y

Benchmark comparison is loading or unavailable right now.

Calendar-Year Returns

Uses the longest available daily history for CZFS and SPY.

Calendar-year return history is still loading or unavailable.

Earnings Reports

๐Ÿ“… Last reportedApr 29, 2026
PeriodB/MEPSEPS ฮ”RevenueRev ฮ”Report
โ€”
Apr 29, 26
โ€”
Est 1.98
โ€”
โ€”
Est 29100.0B
โ€”
Apr 29
โ€”
Jan 29, 26
โœ“
2.18
Est 2.07
+5.3%
29609.0B
Est 29400.0B
+0.7%
Jan 29
โ€”
Oct 30, 25
โœ“
2.09
Est 1.76
+18.8%
44108.0B
Est โ€”
โ€”
Oct 30
โ€”
Jul 30, 25
โœ“
1.76
Est 1.62
+8.6%
42414.0B
Est โ€”
โ€”
Jul 30
โ€”
Apr 30, 25
โœ“
1.60
Est 1.49
+7.4%
42441.0B
Est โ€”
โ€”
Apr 30
โ€”
Jan 30, 25
โœ“
1.68
Est 1.54
+9.1%
43132.0B
Est โ€”
โ€”
Jan 30
โ€”
Oct 30, 24
โœ“
1.59
Est 1.38
+15.2%
25079.0B
Est 22480.0B
+11.6%
Oct 30
โ€”
Jul 30, 24
โœ—
1.30
Est 1.32
-1.5%
24636.0B
Est 21800.0B
+13.0%
Jul 30
โ€”
Apr 25, 24
โœ—
1.34
Est 1.55
-13.6%
24827.0B
Est 22900.0B
+8.4%
Apr 25
โ€”
Jan 30, 24
โœ—
1.60
Est 1.62
-1.2%
25344.0B
Est 21800.0B
+16.3%
Jan 30
โ€”
Oct 23, 23
โœ“
1.67
Est 1.57
+6.4%
26066.0B
Est 21700.0B
+20.1%
Oct 23
โ€”
Jul 31, 23
โœ“
1.53
Est 0.02
+7750.2%
20201.0B
Est 18400.0B
+9.8%
Jul 31
โ€”
Apr 27, 23
โœ—
1.73
Est 1.75
-1.1%
20254.0B
Est 19300.0B
+4.9%
Apr 27
โ€”
Jan 30, 23
โœ“
1.99
Est 1.96
+1.5%
21608.0B
Est 20700.0B
+4.4%
Jan 30
โ€”
Oct 24, 22
โœ“
1.90
Est 1.89
+0.5%
21538.0B
Est 20100.0B
+7.2%
Oct 24
โ€”
Jul 21, 22
โ€”
1.74
Est 1.74
0.0%
20033.0B
Est 19500.0B
+2.7%
Jul 21
โ€”
Apr 29, 22
โœ—
1.69
Est 1.72
-1.7%
18693.0B
Est 18700.0B
-0.0%
Apr 29
โ€”
Jan 28, 22
โœ—
1.74
Est 1.77
-1.7%
19381.0B
Est 19400.0B
-0.1%
Jan 28
โ€”
Oct 26, 21
โœ“
1.77
Est 1.72
+2.9%
19442.0B
Est 17250.0B
+12.7%
Oct 26
โ€”
Jul 26, 21
โœ“
1.67
Est 1.63
+2.5%
20781.0B
Est โ€”
โ€”
Jul 26
No upcoming earnings in the next 90 days

Next Step

Connect reports to catalysts

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