Financial Services
Live Price
Offline$70.99
-0.01% today
1Y Change
+22.92%
Window
Jun 26, 2025 → Jun 24, 2026
Coverage: 249 bars · Jun 26, 2025 → Jun 24, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Citizens Financial Services, Inc. (CZFS) is a Financial Services stock with a market cap of $300.00M and listed on NASDAQ. The stock last traded around $70.99 and up 22.9% across the available one-year price window (Jun 26, 2025 → Jun 24, 2026). Baseline metrics include revenue growth of +2.7%, EPS growth of +31.4%, a dividend yield of 3.2%. What stands out right now is revenue +2.7%, EPS +31.4%, free cash flow +10.6% with operating margin 27.7% and ROIC 1.3%. The dividend matters to the case here, with a current yield around 3.2%. Valuation is more restrained than many high-expectation growth names at P/E 7.7 and price/sales 1.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines CZFS price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Edge
Normalized return, excess return, max drawdown, and calendar-year wins against the benchmarks investors actually use.
CZFS
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Normalized return
SPY
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S&P 500
Excess Return
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Relative to SPY
CZFS Max Drawdown
-18.98%
Trailing 1Y
SPY Max Drawdown
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Trailing 1Y
Uses the longest available daily history for CZFS and SPY.
Powered by FMP stock_dividend. Includes historical ex-dates, pay dates, and payout amounts.
Dividend Yield
3.16%
Trailing 12M Payout
$1.50
Last Payout
| Ex-Date | Record | Pay | Dividend | Adj | Frequency |
|---|---|---|---|---|---|
| Mar 13, 2026 | Mar 13, 2026 | Mar 27, 2026 | $0.50 | $0.50 | Quarterly |
| Dec 12, 2025 | Dec 12, 2025 | Dec 26, 2025 | $0.50 | $0.50 | Quarterly |
| Sep 12, 2025 | Sep 12, 2025 | Sep 26, 2025 | $0.50 | $0.50 | Quarterly |
| Jun 13, 2025 | Jun 13, 2025 | Jun 27, 2025 | $0.49 | $0.49 | Quarterly |
| Mar 14, 2025 | Mar 14, 2025 | Mar 28, 2025 | $0.49 | $0.49 | Quarterly |
| Dec 13, 2024 | Dec 13, 2024 | Dec 27, 2024 | $0.49 | $0.49 | Quarterly |
| Sep 13, 2024 | Sep 13, 2024 | Sep 27, 2024 | $0.49 | $0.49 | Quarterly |
| Jun 14, 2024 | Jun 14, 2024 | Jun 28, 2024 | $0.49 | $0.49 | Quarterly |
| Mar 14, 2024 | Mar 15, 2024 | Mar 29, 2024 | $0.49 | $0.49 | Quarterly |
| Dec 14, 2023 | Dec 15, 2023 | Dec 29, 2023 | $0.49 | $0.49 | Quarterly |
| Sep 14, 2023 | Sep 15, 2023 | Sep 29, 2023 | $0.49 | $0.49 | Quarterly |
| Jun 8, 2023 | Jun 9, 2023 | Jun 30, 2023 | $0.48 | $0.48 | Quarterly |
| Mar 9, 2023 | Mar 10, 2023 | Mar 31, 2023 | $0.48 | $0.48 | Quarterly |
| Dec 15, 2022 | Dec 16, 2022 | Dec 30, 2022 | $0.48 | $0.47 | Quarterly |
| Sep 15, 2022 | Sep 16, 2022 | Sep 30, 2022 | $0.48 | $0.47 | Quarterly |
| Jun 9, 2022 | Jun 10, 2022 | Jun 24, 2022 | $0.47 | $0.47 | Quarterly |
| Mar 10, 2022 | Mar 11, 2022 | Mar 25, 2022 | $0.47 | $0.46 | Quarterly |
| Dec 15, 2021 | Dec 16, 2021 | Dec 30, 2021 | $0.47 | $0.46 | Quarterly |
| Sep 15, 2021 | Sep 16, 2021 | Sep 30, 2021 | $0.47 | $0.46 | Quarterly |
| Jun 10, 2021 | Jun 11, 2021 | Jun 25, 2021 | $0.47 | $0.45 | Quarterly |
| Mar 11, 2021 | Mar 12, 2021 | Mar 26, 2021 | $0.46 | $0.45 | Quarterly |
| Dec 14, 2020 | Dec 15, 2020 | Dec 29, 2020 | $0.46 | $0.45 | Quarterly |
| Sep 10, 2020 | Sep 11, 2020 | Sep 25, 2020 | $0.46 | $0.45 | Quarterly |
| Jun 11, 2020 | Jun 12, 2020 | Jun 26, 2020 | $0.46 | $0.44 | Quarterly |
| Mar 12, 2020 | Mar 13, 2020 | Mar 27, 2020 | $0.56 | $0.54 | Quarterly |
| Dec 12, 2019 | Dec 13, 2019 | Dec 27, 2019 | $0.45 | $0.44 | Quarterly |
| Sep 12, 2019 | Sep 13, 2019 | Sep 27, 2019 | $0.45 | $0.44 | Quarterly |
| Jun 13, 2019 | Jun 14, 2019 | Jun 28, 2019 | $0.45 | $0.43 | Quarterly |
| Mar 14, 2019 | Mar 15, 2019 | Mar 29, 2019 | $0.45 | $0.43 | Quarterly |
| Dec 13, 2018 | Dec 14, 2018 | Dec 28, 2018 | $0.43 | $0.41 | Quarterly |
| Sep 13, 2018 | Sep 14, 2018 | Sep 28, 2018 | $0.44 | $0.43 | Quarterly |
| Jun 14, 2018 | Jun 15, 2018 | Jun 29, 2018 | $0.43 | $0.42 | Quarterly |
| Mar 15, 2018 | Mar 16, 2018 | Mar 30, 2018 | $0.43 | $0.42 | Quarterly |
| Dec 14, 2017 | Dec 15, 2017 | Dec 29, 2017 | $0.43 | $0.41 | Quarterly |
| Sep 14, 2017 | Sep 15, 2017 | Sep 29, 2017 | $0.43 | $0.41 | Quarterly |
| Jun 14, 2017 | Jun 16, 2017 | Jun 30, 2017 | $0.40 | $0.39 | Quarterly |
| Mar 15, 2017 | Mar 17, 2017 | Mar 31, 2017 | $0.42 | $0.41 | Quarterly |
| Dec 14, 2016 | Dec 16, 2016 | Dec 30, 2016 | $0.42 | $0.40 | Quarterly |
| Sep 14, 2016 | Sep 16, 2016 | Sep 30, 2016 | $0.42 | $0.40 | Quarterly |
| Jun 21, 2016 | Jun 23, 2016 | Jun 30, 2016 | $0.41 | $0.40 | Quarterly |
Next Step
Dividend yield means more when it is matched with payout durability, earnings quality, and sector context.