Financial Services
Live Price
Offline$66.17
+0.03% today
1Y Change
+33.96%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 247 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Zions Bancorporation, National Association (ZION) is a Financial Services stock with a market cap of $9.13B and listed on NASDAQ. The stock last traded around $66.17 and up 34.0% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of -1.0%, EPS growth of +22.8%, a dividend yield of 2.9%. What stands out right now is revenue -1.0%, EPS +22.8%, free cash flow -6.7% with operating margin 25.0% and ROIC 8.7%. The dividend matters to the case here, with a current yield around 2.9%. Valuation is more restrained than many high-expectation growth names at P/E 9.5 and price/sales 1.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines ZION price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
ZION
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
ZION Max Drawdown
-20.66%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for ZION and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$3.0B
-11.0% YoY
FY Net Income
$1.1B
+24.5% YoY
Free Cash Flow
$423.0M
-67.0% YoY
Revenue Growth
-1.0%
EPS Growth
+22.8%
Gross Margin
68.9%
Net Margin
19.5%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 4.9B | 5.0B | 4.6B | 3.3B | 3.0B |
| Gross Profit | 3.3B | 3.1B | 3.0B | 3.0B | 3.2B |
| Operating Income | 1.2B | 1.0B | 886M | 1.2B | 1.4B |
| EBITDA | 1.3B | 1.1B | 1.0B | 1.3B | 1.4B |
| Net Income | 899M | 784M | 680M | 907M | 1.1B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 2.9B | 3.5B | 2.2B | 2.0B | 10.9B |
| Total Assets | 89.0B | 88.8B | 87.2B | 89.5B | 93.2B |
| Total Liabilities | 81.8B | 82.7B | 81.5B | 84.7B | 85.7B |
| Shareholder Equity | 7.2B | 6.1B | 5.7B | 4.9B | 7.5B |
| Total Debt | 4.3B | 4.4B | 4.5B | 11.1B | 1.9B |
| Net Debt | 1.5B | 866M | 2.3B | 9.1B | -9.0B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
629M
-57.2% YoY
Capital Expenditures
206M
-8.4% YoY
Free Cash Flow
423M
-67.0% YoY
Key ratios
Gross Margin
68.9%
Operating Margin
25.0%
Net Margin
19.5%
ROE
13.8%
Debt / Equity
0.32x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.