Financial Services
Live Price
Offline$1.15
-3.36% today
1Y Change
-80.00%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Yiren Digital Ltd. (YRD) is a Financial Services stock with a market cap of $1.22B and listed on NYSE. The stock last traded around $1.15 and down 80.0% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of -4.0%, EPS growth of -95.1%, a dividend yield of 21.5%. What stands out right now is revenue -4.0%, EPS -95.1%, free cash flow -52.1% with operating margin 22.6% and ROIC -11.9%. The dividend matters to the case here, with a current yield around 21.5%. Valuation is more restrained than many high-expectation growth names at P/E 11.6 and price/sales 0.2. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines YRD price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
YRD
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Normalized return
SPY
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S&P 500
Excess Return
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Relative to SPY
YRD Max Drawdown
-82.12%
Trailing 1Y
SPY Max Drawdown
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Trailing 1Y
Uses the longest available daily history for YRD and SPY.
Powered by FMP stock_dividend. Includes historical ex-dates, pay dates, and payout amounts.
Dividend Yield
21.46%
Trailing 12M Payout
$0.20
Last Payout
| Ex-Date | Record | Pay | Dividend | Adj | Frequency |
|---|---|---|---|---|---|
| Sep 30, 2025 | Sep 30, 2025 | Oct 15, 2025 | $0.20 | $0.20 | Semi-Annual |
| Apr 30, 2025 | Apr 30, 2025 | May 15, 2025 | $0.22 | $0.22 | Annual |
| Sep 30, 2024 | Sep 30, 2024 | Oct 15, 2024 | $0.17 | $0.17 | Special |
| Apr 27, 2018 | Apr 30, 2018 | May 15, 2018 | $0.28 | $0.28 | Annual |
| Sep 28, 2017 | Sep 29, 2017 | Oct 16, 2017 | $1.50 | $1.48 | Irregular |
Next Step
Dividend yield means more when it is matched with payout durability, earnings quality, and sector context.