Financial Services
Exzeo Group, Inc.(XZO)
Live Price
Offline$13.10
-1.95% today
Window Change
-37.46%
Window
Nov 5, 2025 โ Jun 17, 2026
- Market Cap
- $1.47B
- Revenue Growth
- +62.0%
- EPS Growth
- +135.1%
- Dividend Yield
- 0.0%
Historical coverage is still expanding
This 1Y daily history view is usable, but not fully loaded yet. Additional bars will appear as backfills continue.
Coverage: 154 bars ยท Nov 5, 2025 โ Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Exzeo Group, Inc. (XZO) is a Financial Services stock with a market cap of $1.47B and listed on NYSE. The stock last traded around $13.10 and down 37.5% across the available one-year price window (Nov 5, 2025 โ Jun 17, 2026). Baseline metrics include revenue growth of +62.0%, EPS growth of +135.1%, a dividend yield of 0.0%. What stands out right now is revenue +62.0%, EPS +135.1%, free cash flow -48.3% with operating margin 49.8% and ROIC 15.3%. Valuation already assumes a fairly strong business story at P/E 34.9 and price/sales 13.5. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines XZO price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+62.0% vs +3.4% peer median
Operating Margin
Above sector median
+49.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 27, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +62.0% and EPS at +135.1%, with operating margin around 49.8%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -1.5% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 27, 2026 | โ | -0.7% | -4.7% | โ |
2026 Feb 25, 2026 | +92.3% | +4.5% | -2.1% | -8.7% |
2025 Dec 10, 2025 | +4.2% | +10.7% | +2.3% | +25.2% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
XZO
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
XZO Max Drawdown
-48.25%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for XZO and SPY.
Company Overview
Exzeo Group, Inc.
New York Stock Exchange
Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and agents. The company offers an Insurance-as-a-Service (IaaS) platform that provides solutions for operational and administrative activities, such as quoting and underwriting, policy management, claims processing management, data reporting, and financial reporting. It serves property and casualty insurance industry. The company was formerly known as TypTap Insurance Group, Inc. Exzeo Group, Inc. was founded in 2012 and is based in Tampa, Florida. Exzeo Group, Inc. operates as a subsidiary of HCI Group, Inc.
- Leadership
- Pareshbhai Suryakant Patel
- IPO Date
- Nov 5, 2025
- Employees
- 354
- Street Address
- 1000 Century Park Drive
- Mailing
- Tampa, FL, 33607
- Region
- Tampa, FL, US
- Reporting Currency
- USD
- Investor Line
- (813) 776-1000
- Last Updated
- May 6, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 34.9
- EV/EBITDA
- 20.3
- Price/Sales
- 13.5
- Price/Book
- 5.8
Growth
- Revenue
- +62.0%
- EPS
- +135.1%
- Free Cash Flow
- -48.3%
Profitability
- Gross Margin
- 63.3%
- Operating Margin
- 49.8%
- Net Margin
- 38.8%
- ROE
- 25.3%
- ROIC
- 15.3%
Balance Sheet
- Debt/Equity
- 0.03
- Current Ratio
- 3.86
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.