Financial Services
Live Price
Offline$7.12
-0.70% today
1Y Change
-15.15%
Window
Jun 23, 2025 → Jun 17, 2026
Coverage: 248 bars · Jun 23, 2025 → Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
The Western Union Company (WU) is a Financial Services stock with a market cap of $2.87B and listed on NYSE. The stock last traded around $7.12 and down 15.1% across the available one-year price window (Jun 23, 2025 → Jun 17, 2026). Baseline metrics include revenue growth of -4.0%, EPS growth of -44.4%, a dividend yield of 10.2%. What stands out right now is revenue -4.0%, EPS -44.4%, free cash flow +6.5% with operating margin 17.6% and ROIC 15.2%. The dividend matters to the case here, with a current yield around 10.2%. Valuation is more restrained than many high-expectation growth names at P/E 6.6 and price/sales 0.7. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines WU price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WU
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
WU Max Drawdown
-30.25%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for WU and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$5.1B
+13.3% YoY
FY Net Income
$805.8M
-11.5% YoY
Free Cash Flow
$830.7M
+122.5% YoY
Revenue Growth
-4.0%
EPS Growth
-44.4%
Gross Margin
34.0%
Net Margin
10.9%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 4.0B | 4.2B | 4.4B | 4.5B | 5.1B |
| Gross Profit | 1.2B | 1.6B | 1.7B | 1.8B | 2.2B |
| Operating Income | 784M | 726M | 818M | 885M | 1.1B |
| EBITDA | 934M | 918M | 1.0B | 1.3B | 1.2B |
| Net Income | 500M | 934M | 626M | 911M | 806M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 1.2B | 1.5B | 1.3B | 1.3B | 1.2B |
| Total Assets | 8.3B | 8.4B | 8.2B | 8.5B | 8.8B |
| Total Liabilities | 7.3B | 7.4B | 7.7B | 8.0B | 8.5B |
| Shareholder Equity | 958M | 969M | 479M | 478M | 356M |
| Total Debt | 0 | 3.1B | 2.7B | 2.8B | 3.0B |
| Net Debt | -1.2B | 1.7B | 1.4B | 1.5B | 1.8B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
1.0B
+79.7% YoY
Capital Expenditures
215M
-3.1% YoY
Free Cash Flow
831M
+122.5% YoY
Key ratios
Gross Margin
34.0%
Operating Margin
17.6%
Net Margin
10.9%
ROE
47.9%
Debt / Equity
0.00x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.