Financial Services
Live Price
Offline$154.11
+0.10% today
1Y Change
+22.71%
Window
Jun 23, 2025 → May 29, 2026
Coverage: 236 bars · Jun 23, 2025 → May 29, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Wintrust Financial Corporation (WTFC) is a Financial Services stock with a market cap of $10.04B and listed on NASDAQ. The stock last traded around $154.11 and up 22.7% across the available one-year price window (Jun 23, 2025 → May 29, 2026). Baseline metrics include revenue growth of +6.7%, EPS growth of +10.6%, a dividend yield of 1.4%. What stands out right now is revenue +6.7%, EPS +10.6%, free cash flow +35.4% with operating margin 27.2% and ROIC 6.5%. The dividend is present but secondary, with a yield around 1.4%. Valuation is more restrained than many high-expectation growth names at P/E 11.6 and price/sales 2.3. Stock Foundry combines WTFC price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WTFC
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
WTFC Max Drawdown
-19.30%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for WTFC and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$1.9B
-15.7% YoY
FY Net Income
$466.2M
-8.5% YoY
Free Cash Flow
$1.1B
-18.7% YoY
Revenue Growth
+6.7%
EPS Growth
+10.6%
Gross Margin
62.8%
Net Margin
20.1%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 4.2B | 4.0B | 3.3B | 2.2B | 1.9B |
| Gross Profit | 2.6B | 2.3B | 2.2B | 1.9B | 1.8B |
| Operating Income | 1.1B | 947M | 845M | 701M | 638M |
| EBITDA | 1.2B | 1.0B | 930M | 783M | 740M |
| Net Income | 824M | 695M | 623M | 510M | 466M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 468M | 4.9B | 2.5B | 2.5B | 5.8B |
| Total Assets | 71.1B | 64.9B | 56.3B | 52.9B | 50.1B |
| Total Liabilities | 63.9B | 58.5B | 50.9B | 48.2B | 45.6B |
| Shareholder Equity | 7.3B | 6.3B | 5.4B | 4.8B | 4.5B |
| Total Debt | 4.5B | 4.2B | 3.7B | 3.6B | 2.4B |
| Net Debt | 4.0B | -624M | 1.2B | 1.1B | -3.4B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
1.1B
-17.8% YoY
Capital Expenditures
57M
-6.8% YoY
Free Cash Flow
1.1B
-18.7% YoY
Key ratios
Gross Margin
62.8%
Operating Margin
27.2%
Net Margin
20.1%
ROE
11.9%
Debt / Equity
0.59x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.