Financial Services
Woodsboro Bank(WOBK)
Live Price
Offline$82.00
+0.00% today
1Y Change
+53.27%
Window
Jun 23, 2025 → Jun 16, 2026
- Market Cap
- $30.00M
- Revenue Growth
- +5.7%
- EPS Growth
- -100.0%
- Dividend Yield
- 0.6%
Coverage: 252 bars · Jun 23, 2025 → Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Woodsboro Bank (WOBK) is a Financial Services stock with a market cap of $30.00M and listed on OTC. The stock last traded around $82.00 and up 53.3% across the available one-year price window (Jun 23, 2025 → Jun 16, 2026). Baseline metrics include revenue growth of +5.7%, EPS growth of -100.0%, a dividend yield of 0.6%. What stands out right now is revenue +5.7%, EPS -100.0%, free cash flow +403.9% with operating margin 25.8% and ROIC 13.2%. The dividend is present but secondary, with a yield around 0.6%. Valuation is more restrained than many high-expectation growth names at price/sales 1.4. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines WOBK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+5.7% vs +3.4% peer median
Operating Margin
Above sector median
+25.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
The operating picture looks softer than before
Revenue is at +5.7% and EPS is at -100.0%, with operating margin around 25.8%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 0.6%, which matters if the thesis depends on income as much as growth.
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WOBK
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
WOBK Max Drawdown
-12.50%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for WOBK and SPY.
Company Overview
Woodsboro Bank
Other OTC
Woodsboro Bank provides various banking products and services to communities in Frederick and surrounding counties. The company offers checking, savings, money market, and individual retirement accounts; and certificates of deposit. It also provides personal loans, home equity lines of credit, overdraft protection lines of credit, first and second mortgages, construction loans, investment property mortgages, building and unimproved land lot loans, overdraft protection, lines of credit, term loans, real estate loans, and small business administration loans. In addition, the company offers check cards, online and mobile banking, remote deposit anywhere, person to person payments, merchant, and cash management and other services. It operates through eight offices located throughout Frederick County, including a commercial lending office located in downtown Frederick. The company was formerly known as Woodsboro Savings Bank of Frederick County, Maryland and changed its name to Woodsboro Bank in January 1997. Woodsboro Bank was founded in 1899 and is headquartered in Woodsboro, Maryland.
- Leadership
- Richard Ohnmacht
- IPO Date
- Feb 4, 2021
- Employees
- 63
- Street Address
- 5 North Main Street
- Mailing
- Woodsboro, MD, 21798-0036
- Region
- Woodsboro, MD, US
- Reporting Currency
- USD
- Investor Line
- 301 898 4000
- Last Updated
- May 6, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- —
- EV/EBITDA
- 1.7
- Price/Sales
- 1.4
- Price/Book
- —
Growth
- Revenue
- +5.7%
- EPS
- -100.0%
- Free Cash Flow
- +403.9%
Profitability
- Gross Margin
- 82.2%
- Operating Margin
- 25.8%
- Net Margin
- 19.3%
- ROE
- 15.7%
- ROIC
- 13.2%
Balance Sheet
- Debt/Equity
- 0.04
- Current Ratio
- 0.05
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.