Financial Services
Woodlands Financial Services Company(WDFN)
Live Price
Offline$32.72
+0.00% today
1Y Change
+60.87%
Window
Jun 23, 2025 โ Jun 11, 2026
- Market Cap
- $40.00M
- Revenue Growth
- +4.5%
- EPS Growth
- +67.6%
- Dividend Yield
- 3.7%
Coverage: 244 bars ยท Jun 23, 2025 โ Jun 11, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Woodlands Financial Services Company (WDFN) is a Financial Services stock with a market cap of $40.00M and listed on OTC. The stock last traded around $32.72 and up 60.9% across the available one-year price window (Jun 23, 2025 โ Jun 11, 2026). Baseline metrics include revenue growth of +4.5%, EPS growth of +67.6%, a dividend yield of 3.7%. What stands out right now is revenue +4.5%, EPS +67.6%, free cash flow +39.5% with operating margin 20.0% and ROIC 9.3%. The dividend matters to the case here, with a current yield around 3.7%. Valuation is more restrained than many high-expectation growth names at P/E 7.5 and price/sales 1.3. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines WDFN price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+4.5% vs +3.4% peer median
Operating Margin
Above sector median
+20.0% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2023 was reported on Dec 31, 2023, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +4.5% and EPS at +67.6%, with operating margin around 20.0%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.7%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 2 reported quarters, the stock averaged +2.0% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2023 Dec 31, 2023 | โ | +0.8% | +2.0% | +0.8% |
2023 Sep 30, 2023 | โ | +0.8% | +2.0% | +0.8% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WDFN
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
WDFN Max Drawdown
-7.22%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for WDFN and SPY.
Company Overview
Woodlands Financial Services Company
Other OTC
Woodlands Financial Services Company operates as the holding company for Woodlands Bank that provides commercial and consumer banking, and trust services in Lycoming and Clinton counties, and the surrounding market area in Pennsylvania. The company accepts checking and savings accounts, certificates of deposit, and individual retirement accounts. Its loan products include home, construction, bridge, and home equity loans and lines; auto, recreational vehicle, and student loans, as well as personal loans and personal lines of credit; and commercial real estate financing, working capital loans, equipment financing, vehicle financing, and lines of credit. It also offers credit cards; and cyber security, securlock, bill pay, mobile deposit, online and mobile banking, notary safe deposit box, wire transfers, and treasurer checks services. In addition, the company provides personal trust, asset management and custodial, estate and financial planning, executor and estate settlement, and charitable and institutional investment management services. Woodlands Financial Services Company was founded in 1989 and is based in Williamsport, Pennsylvania.
- Leadership
- Joseph F. Farley
- IPO Date
- May 9, 2007
- Employees
- 110
- Street Address
- 2450 East Third Street
- Mailing
- Williamsport, PA, 17701
- Region
- Williamsport, PA, US
- Reporting Currency
- USD
- Investor Line
- 570 327 5263
- Last Updated
- May 6, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 7.5
- EV/EBITDA
- 1.2
- Price/Sales
- 1.3
- Price/Book
- 1.0
Growth
- Revenue
- +4.5%
- EPS
- +67.6%
- Free Cash Flow
- +39.5%
Profitability
- Gross Margin
- 71.0%
- Operating Margin
- 20.0%
- Net Margin
- 17.3%
- ROE
- 14.0%
- ROIC
- 9.3%
Balance Sheet
- Debt/Equity
- 0.23
- Current Ratio
- 0.08
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.