Financial Services
Live Price
Offline$36.48
+0.75% today
1Y Change
+27.09%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 247 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
WaFd, Inc. (WAFD) is a Financial Services stock with a market cap of $2.67B and listed on NASDAQ. The stock last traded around $36.48 and up 27.1% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of -1.6%, EPS growth of +5.6%, a dividend yield of 3.1%. What stands out right now is revenue -1.6%, EPS +5.6%, free cash flow -49.8% with operating margin 23.4% and ROIC 4.0%. The dividend matters to the case here, with a current yield around 3.1%. Valuation is more restrained than many high-expectation growth names at P/E 10.5 and price/sales 1.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines WAFD price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
WAFD
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
WAFD Max Drawdown
-12.90%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for WAFD and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$652.6M
-11.0% YoY
FY Net Income
$183.6M
-22.3% YoY
Free Cash Flow
$285.0M
+11.0% YoY
Revenue Growth
-1.6%
EPS Growth
+5.6%
Gross Margin
54.4%
Net Margin
18.3%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 1.4B | 1.4B | 1.1B | 733M | 653M |
| Gross Profit | 718M | 704M | 701M | 659M | 566M |
| Operating Income | 290M | 256M | 325M | 300M | 233M |
| EBITDA | 299M | 390M | 348M | 364M | 267M |
| Net Income | 226M | 200M | 257M | 236M | 184M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 657M | 2.4B | 981M | 684M | 2.1B |
| Total Assets | 26.7B | 28.1B | 22.5B | 20.8B | 19.7B |
| Total Liabilities | 23.7B | 25.1B | 20.0B | 18.5B | 17.5B |
| Shareholder Equity | 3.0B | 3.0B | 2.4B | 2.3B | 2.1B |
| Total Debt | 1.8B | 3.3B | 3.6B | 2.1B | 1.7B |
| Net Debt | 1.2B | 937M | 2.7B | 1.4B | -371M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
314M
+17.1% YoY
Capital Expenditures
29M
-150.0% YoY
Free Cash Flow
285M
+11.0% YoY
Key ratios
Gross Margin
54.4%
Operating Margin
23.4%
Net Margin
18.3%
ROE
8.4%
Debt / Equity
1.04x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.