Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 17M | 12M | 5M | 3M | 3M |
| Gross Profit | 0 | 5M | 4M | 3M | 3M |
| Operating Income | -4M | -3M | -728K | -40K | 293K |
| EBITDA | -4M | -2M | -662K | 24K | 293K |
| Net Income | -3M | -2M | -545K | -9K | 258K |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$14.45
+0.00% today
1Y Change
+27.19%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 247 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
VWF Bancorp, Inc. (VWFB) is a Financial Services stock with a market cap of $20.00M and listed on OTC. The stock last traded around $14.45 and up 27.2% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +40.2%, EPS growth of -64.9%, a dividend yield of 0.0%. What stands out right now is revenue +40.2%, EPS -64.9%, free cash flow -1.5% with operating margin 2.5% and ROIC 0.6%. Valuation already assumes a fairly strong business story at P/E 56.4 and price/sales 1.1. Overall, the current profile looks closer to a higher-growth but lower-margin setup than a generic broad-market placeholder. Stock Foundry combines VWFB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
VWFB
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
VWFB Max Drawdown
-7.46%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for VWFB and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$3.3M
+6.4% YoY
FY Net Income
$257.8K
+2919.2% YoY
Free Cash Flow
$249.1K
+145.1% YoY
Revenue Growth
+40.2%
EPS Growth
-64.9%
Gross Margin
32.8%
Net Margin
1.9%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 17M | 12M | 5M | 3M | 3M |
| Gross Profit | 0 | 5M | 4M | 3M | 3M |
| Operating Income | -4M | -3M | -728K | -40K | 293K |
| EBITDA | -4M | -2M | -662K | 24K | 293K |
| Net Income | -3M | -2M | -545K | -9K | 258K |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 0 | 32M | 6M | 38M | 17M |
| Total Assets | 397M | 311M | 166M | 150M | 127M |
| Total Liabilities | 362M | 275M | 127M | 126M | 102M |
| Shareholder Equity | 35M | 37M | 38M | 23M | 25M |
| Total Debt | 20M | 63M | 6M | 0 | 0 |
| Net Debt | 20M | 32M | 684K | -38M | -17M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
290K
+154.0% YoY
Capital Expenditures
41K
-181.6% YoY
Free Cash Flow
249K
+145.1% YoY
Key ratios
Gross Margin
32.8%
Operating Margin
2.5%
Net Margin
1.9%
ROE
1.2%
Debt / Equity
0.93x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.