Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 30M | 30M | 25M | 19M | 18M |
| Gross Profit | 15M | 14M | 14M | 16M | 15M |
| Operating Income | 3M | 2M | 3M | 5M | 5M |
| EBITDA | 3M | 2M | 3M | 5M | 5M |
| Net Income | 2M | 2M | 2M | 4M | 4M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$22.00
+0.00% today
Window Change
+89.66%
Window
Jun 23, 2025 → Mar 31, 2026
Historical coverage is still expanding
This 1Y daily history view is usable, but not fully loaded yet. Additional bars will appear as backfills continue.
Coverage: 195 bars · Jun 23, 2025 → Mar 31, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
The Victory Bancorp, Inc. (VTYB) is a Financial Services stock with a market cap of $43.99M and listed on OTC. The stock last traded around $22.00 and up 89.7% across the available one-year price window (Jun 23, 2025 → Mar 31, 2026). Baseline metrics include revenue growth of +0.5%, EPS growth of +20.0%, a dividend yield of 1.2%. What stands out right now is revenue +0.5%, EPS +20.0%, free cash flow 0.0% with operating margin 8.7% and ROIC 0.4%. The dividend is present but secondary, with a yield around 1.2%. Valuation is more restrained than many high-expectation growth names at P/E 21.9 and price/sales 1.5. Stock Foundry combines VTYB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
VTYB
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
VTYB Max Drawdown
-5.88%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for VTYB and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$17.7M
-8.6% YoY
FY Net Income
$4.0M
+6.9% YoY
Free Cash Flow
-$276.0K
-104.0% YoY
Revenue Growth
+0.5%
EPS Growth
+20.0%
Gross Margin
51.5%
Net Margin
6.9%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 30M | 30M | 25M | 19M | 18M |
| Gross Profit | 15M | 14M | 14M | 16M | 15M |
| Operating Income | 3M | 2M | 3M | 5M | 5M |
| EBITDA | 3M | 2M | 3M | 5M | 5M |
| Net Income | 2M | 2M | 2M | 4M | 4M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Cash & Equivalents | 11M | 12M | 8M | 102M | 112M |
| Total Assets | 461M | 442M | 424M | 444M | 429M |
| Total Liabilities | 432M | 414M | 398M | 419M | 407M |
| Shareholder Equity | 29M | 28M | 26M | 25M | 22M |
| Total Debt | 33M | 49M | 17M | 23M | 28M |
| Net Debt | 22M | 37M | 9M | -79M | -84M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
12K
-100.2% YoY
Capital Expenditures
264K
+1.5% YoY
Free Cash Flow
276K
-104.0% YoY
Key ratios
Gross Margin
51.5%
Operating Margin
8.7%
Net Margin
6.9%
ROE
6.7%
Debt / Equity
0.55x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.