Financial Services
Live Price
Offline$14.97
+0.00% today
1Y Change
+51.63%
Window
Jun 20, 2025 → Jun 12, 2026
Coverage: 252 bars · Jun 20, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Vienna Insurance Group AG (VNRFY) is a Financial Services stock with a market cap of $8.12B and listed on OTC. The stock last traded around $14.97 and up 51.6% across the available one-year price window (Jun 20, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +14.3%, EPS growth of -73.8%, a dividend yield of 2.4%. What stands out right now is revenue +14.3%, EPS -73.8%, free cash flow +2828.8% with operating margin 8.7% and ROIC 1.2%. The dividend is present but secondary, with a yield around 2.4%. Valuation is more restrained than many high-expectation growth names at P/E 15.5 and price/sales 0.8. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines VNRFY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
VNRFY
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
VNRFY Max Drawdown
-17.26%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for VNRFY and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$10.4B
-2.6% YoY
FY Net Income
$231.5M
-38.4% YoY
Free Cash Flow
$40.2M
-53.4% YoY
Revenue Growth
+14.3%
EPS Growth
-73.8%
Gross Margin
100.0%
Net Margin
5.4%
Income statement
EUR
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 12.9B | 11.6B | 9.0B | 10.6B | 10.4B |
| Gross Profit | 12.9B | 11.6B | 6.8B | 8.8B | 8.7B |
| Operating Income | 882M | 773M | 586M | 511M | 346M |
| EBITDA | 1.2B | 1.0B | 770M | 687M | 513M |
| Net Income | 645M | 559M | 472M | 376M | 232M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
EUR
| Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Cash & Equivalents | 1.7B | 1.6B | 2.1B | 2.5B | 1.7B |
| Total Assets | 51.2B | 48.8B | 47.2B | 52.2B | 50.4B |
| Total Liabilities | 44.7B | 42.7B | 41.5B | 46.6B | 45.1B |
| Shareholder Equity | 6.4B | 5.9B | 5.5B | 5.5B | 5.2B |
| Total Debt | 1.7B | 1.8B | 2.3B | 2.0B | 2.0B |
| Net Debt | -14M | 256M | 214M | -463M | 234M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
311M
-40.5% YoY
Capital Expenditures
270M
+38.0% YoY
Free Cash Flow
40M
-53.4% YoY
Key ratios
Gross Margin
100.0%
Operating Margin
8.7%
Net Margin
5.4%
ROE
8.0%
Debt / Equity
0.26x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.