Financial Services
Live Price
Offline$24.86
+0.65% today
1Y Change
+1.09%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Valley National Bancorp (VLYPO) is a Financial Services stock with a market cap of $7.48B and listed on NASDAQ. The stock last traded around $24.86 and up 1.1% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of -2.2%, EPS growth of +45.7%, a dividend yield of 3.3%. What stands out right now is revenue -2.2%, EPS +45.7%, free cash flow -37.3% with operating margin 23.1% and ROIC 1.0%. The dividend matters to the case here, with a current yield around 3.3%. Valuation is more restrained than many high-expectation growth names at P/E 11.4 and price/sales 2.1. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines VLYPO price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
VLYPO
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
VLYPO Max Drawdown
-4.57%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for VLYPO and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$1.5B
-31.8% YoY
FY Net Income
$473.8M
-16.7% YoY
Free Cash Flow
$837.1M
-41.4% YoY
Revenue Growth
-2.2%
EPS Growth
+45.7%
Gross Margin
56.5%
Net Margin
18.6%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 3.5B | 3.6B | 3.4B | 2.2B | 1.5B |
| Gross Profit | 1.9B | 1.5B | 1.8B | 1.8B | 1.3B |
| Operating Income | 744M | 439M | 678M | 781M | 641M |
| EBITDA | 744M | 517M | 762M | 860M | 692M |
| Net Income | 598M | 380M | 499M | 569M | 474M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 315M | 1.9B | 891M | 948M | 2.0B |
| Total Assets | 64.3B | 62.5B | 60.9B | 57.5B | 43.4B |
| Total Liabilities | 56.5B | 55.1B | 54.2B | 51.1B | 38.4B |
| Shareholder Equity | 7.8B | 7.4B | 6.7B | 6.4B | 5.1B |
| Total Debt | 3.4B | 3.7B | 3.7B | 2.1B | 2.4B |
| Net Debt | 3.1B | 1.8B | 2.8B | 1.1B | 369M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
837M
-41.4% YoY
Capital Expenditures
0
Free Cash Flow
837M
-41.4% YoY
Key ratios
Gross Margin
56.5%
Operating Margin
23.1%
Net Margin
18.6%
ROE
8.5%
Debt / Equity
0.39x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.