Financial Services
Velocity Financial, Inc.(VEL)
Live Price
Offline$17.54
-0.34% today
1Y Change
-4.67%
Window
Jun 20, 2025 โ Jun 16, 2026
- Market Cap
- $760.00M
- Revenue Growth
- +48.0%
- EPS Growth
- +35.7%
- Dividend Yield
- 0.0%
Coverage: 248 bars ยท Jun 20, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Velocity Financial, Inc. (VEL) is a Financial Services stock with a market cap of $760.00M and listed on NYSE. The stock last traded around $17.54 and down 4.7% across the available one-year price window (Jun 20, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of +48.0%, EPS growth of +35.7%, a dividend yield of 0.0%. What stands out right now is revenue +48.0%, EPS +35.7%, free cash flow -52.3% with operating margin 34.8% and ROIC 91.6%. Valuation is more restrained than many high-expectation growth names at P/E 6.8 and price/sales 1.2. Overall, the current profile looks closer to a quality compounder than a generic broad-market placeholder. Stock Foundry combines VEL price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+48.0% vs +3.4% peer median
Operating Margin
Above sector median
+34.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 7, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +48.0% and EPS at +35.7%, with operating margin around 34.8%.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -4.3% over the next 5 trading days and finished higher after 0 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 7, 2026 | โ | -0.3% | -5.4% | -4.5% |
2026 Mar 11, 2026 | +38.8% | -2.6% | -5.6% | +3.6% |
2025 Nov 6, 2025 | +3.0% | +0.9% | -1.9% | +0.6% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
VEL
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
VEL Max Drawdown
-17.66%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for VEL and SPY.
Company Overview
Velocity Financial, Inc.
New York Stock Exchange
Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 1ย4 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.
- Leadership
- Christopher D. Farrar
- IPO Date
- Jan 17, 2020
- Employees
- 309
- Street Address
- 30699 Russell Ranch Road
- Mailing
- Westlake Village, CA, 91362
- Region
- Westlake Village, CA, US
- Reporting Currency
- USD
- Investor Line
- 818 532 3700
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 6.8
- EV/EBITDA
- 14.1
- Price/Sales
- 1.2
- Price/Book
- 1.1
Growth
- Revenue
- +48.0%
- EPS
- +35.7%
- Free Cash Flow
- -52.3%
Profitability
- Gross Margin
- 106.4%
- Operating Margin
- 34.8%
- Net Margin
- 16.3%
- ROE
- 16.9%
- ROIC
- 91.6%
Balance Sheet
- Debt/Equity
- 9.72
- Current Ratio
- 0.46
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.