Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 83M | 83M | 79M | 70M | 59M |
| Gross Profit | 57M | 54M | 57M | 67M | 54M |
| Operating Income | 24M | 21M | 23M | 29M | 12M |
| EBITDA | 24M | 25M | 28M | 34M | 16M |
| Net Income | 19M | 17M | 19M | 23M | 10M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$44.71
+1.78% today
1Y Change
+21.33%
Window
Jun 23, 2025 → Jun 18, 2026
Coverage: 249 bars · Jun 23, 2025 → Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Virginia National Bankshares Corporation (VABK) is a Financial Services stock with a market cap of $230.00M and listed on NASDAQ. The stock last traded around $44.71 and up 21.3% across the available one-year price window (Jun 23, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of +0.9%, EPS growth of +13.3%, a dividend yield of 3.4%. What stands out right now is revenue +0.9%, EPS +13.3%, free cash flow +42.6% with operating margin 30.4% and ROIC 41.1%. The dividend matters to the case here, with a current yield around 3.4%. Valuation is more restrained than many high-expectation growth names at P/E 11.5 and price/sales 2.8. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines VABK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
VABK
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
VABK Max Drawdown
-13.58%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for VABK and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$58.7M
-16.1% YoY
FY Net Income
$10.1M
-57.0% YoY
Free Cash Flow
$11.8M
-46.8% YoY
Revenue Growth
+0.9%
EPS Growth
+13.3%
Gross Margin
69.9%
Net Margin
24.2%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 83M | 83M | 79M | 70M | 59M |
| Gross Profit | 57M | 54M | 57M | 67M | 54M |
| Operating Income | 24M | 21M | 23M | 29M | 12M |
| EBITDA | 24M | 25M | 28M | 34M | 16M |
| Net Income | 19M | 17M | 19M | 23M | 10M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 6M | 17M | 28M | 40M | 356M |
| Total Assets | 1.6B | 1.6B | 1.6B | 1.6B | 2.0B |
| Total Liabilities | 1.5B | 1.5B | 1.5B | 1.5B | 1.8B |
| Shareholder Equity | 184M | 160M | 153M | 133M | 162M |
| Total Debt | 30M | 29M | 80M | 10M | 10M |
| Net Debt | 24M | 12M | 52M | -31M | -346M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
13M
-42.4% YoY
Capital Expenditures
1M
-136.8% YoY
Free Cash Flow
12M
-46.8% YoY
Key ratios
Gross Margin
69.9%
Operating Margin
30.4%
Net Margin
24.2%
ROE
11.1%
Debt / Equity
0.16x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.