Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 69M | 64M | 54M | 41M | 45M |
| Gross Profit | 49M | 45M | 40M | 39M | 45M |
| Operating Income | 15M | 13M | 11M | 10M | 13M |
| EBITDA | 16M | 15M | 13M | 13M | 16M |
| Net Income | 11M | 9M | 8M | 8M | 10M |
| EPS (Diluted) | — | — | — | — | — |
Financial Services
Live Price
Offline$11.21
+0.00% today
1Y Change
+28.72%
Window
Jun 20, 2025 → Jun 15, 2026
Coverage: 247 bars · Jun 20, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Uwharrie Capital Corp (UWHR) is a Financial Services stock with a market cap of $80.00M and listed on OTC. The stock last traded around $11.21 and up 28.7% across the available one-year price window (Jun 20, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +8.1%, EPS growth of +14.6%, a dividend yield of 0.0%. What stands out right now is revenue +8.1%, EPS +14.6%, free cash flow -38.1% with operating margin 21.3% and ROIC 0.9%. Valuation is more restrained than many high-expectation growth names at P/E 7.6 and price/sales 1.2. Stock Foundry combines UWHR price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UWHR
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
UWHR Max Drawdown
-8.01%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for UWHR and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$45.4M
+11.3% YoY
FY Net Income
$9.5M
+23.9% YoY
Free Cash Flow
-$4.3M
-114.2% YoY
Revenue Growth
+8.1%
EPS Growth
+14.6%
Gross Margin
71.3%
Net Margin
15.7%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 69M | 64M | 54M | 41M | 45M |
| Gross Profit | 49M | 45M | 40M | 39M | 45M |
| Operating Income | 15M | 13M | 11M | 10M | 13M |
| EBITDA | 16M | 15M | 13M | 13M | 16M |
| Net Income | 11M | 9M | 8M | 8M | 10M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 73M | 52M | 63M | 115M | 94M |
| Total Assets | 1.2B | 1.1B | 1.1B | 1.0B | 940M |
| Total Liabilities | 1.1B | 1.1B | 1.0B | 982M | 879M |
| Shareholder Equity | 65M | 47M | 39M | 27M | 50M |
| Total Debt | 30M | 31M | 30M | 31M | 31M |
| Net Debt | -43M | -22M | -33M | -84M | -64M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
4M
-111.5% YoY
Capital Expenditures
765K
-75.5% YoY
Free Cash Flow
4M
-114.2% YoY
Key ratios
Gross Margin
71.3%
Operating Margin
21.3%
Net Margin
15.7%
ROE
18.6%
Debt / Equity
0.46x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.