Financial Services
Live Price
Offline$41.64
+0.41% today
1Y Change
+36.73%
Window
Jun 23, 2025 → Jun 9, 2026
Coverage: 242 bars · Jun 23, 2025 → Jun 9, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Univest Financial Corporation (UVSP) is a Financial Services stock with a market cap of $1.07B and listed on NASDAQ. The stock last traded around $41.64 and up 36.7% across the available one-year price window (Jun 23, 2025 → Jun 9, 2026). Baseline metrics include revenue growth of +3.6%, EPS growth of +21.1%, a dividend yield of 2.3%. What stands out right now is revenue +3.6%, EPS +21.1%, free cash flow +34.6% with operating margin 22.8% and ROIC 7.2%. The dividend is present but secondary, with a yield around 2.3%. Valuation is more restrained than many high-expectation growth names at P/E 11.3 and price/sales 2.0. Stock Foundry combines UVSP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UVSP
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
UVSP Max Drawdown
-14.01%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for UVSP and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$293.0M
-11.2% YoY
FY Net Income
$91.8M
+17.5% YoY
Free Cash Flow
$96.5M
-7.5% YoY
Revenue Growth
+3.6%
EPS Growth
+21.1%
Gross Margin
62.2%
Net Margin
18.3%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 518M | 500M | 449M | 330M | 293M |
| Gross Profit | 316M | 293M | 286M | 284M | 282M |
| Operating Income | 113M | 95M | 89M | 97M | 114M |
| EBITDA | 120M | 103M | 93M | 101M | 118M |
| Net Income | 91M | 76M | 71M | 78M | 92M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 554M | 329M | 250M | 153M | 890M |
| Total Assets | 8.4B | 8.1B | 7.8B | 7.2B | 7.1B |
| Total Liabilities | 7.5B | 7.2B | 6.9B | 6.4B | 6.3B |
| Shareholder Equity | 943M | 887M | 839M | 777M | 774M |
| Total Debt | 352M | 417M | 500M | 474M | 247M |
| Net Debt | -202M | 88M | 250M | 321M | -643M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
102M
-6.5% YoY
Capital Expenditures
6M
-12.6% YoY
Free Cash Flow
96M
-7.5% YoY
Key ratios
Gross Margin
62.2%
Operating Margin
22.8%
Net Margin
18.3%
ROE
10.2%
Debt / Equity
0.34x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.