Financial Services
Universal Insurance Holdings, Inc.(UVE)
Live Price
Offline$38.10
+0.71% today
1Y Change
+39.78%
Window
Jun 23, 2025 โ Jun 12, 2026
- Market Cap
- $1.11B
- Revenue Growth
- +4.9%
- EPS Growth
- +216.9%
- Dividend Yield
- 1.9%
Coverage: 245 bars ยท Jun 23, 2025 โ Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Universal Insurance Holdings, Inc. (UVE) is a Financial Services stock with a market cap of $1.11B and listed on NYSE. The stock last traded around $38.10 and up 39.8% across the available one-year price window (Jun 23, 2025 โ Jun 12, 2026). Baseline metrics include revenue growth of +4.9%, EPS growth of +216.9%, a dividend yield of 1.9%. What stands out right now is revenue +4.9%, EPS +216.9%, free cash flow +190.1% with operating margin 16.2% and ROIC 8.2%. The dividend is present but secondary, with a yield around 1.9%. Valuation is more restrained than many high-expectation growth names at P/E 5.6 and price/sales 0.7. Stock Foundry combines UVE price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Near sector median
+4.9% vs +3.4% peer median
Operating Margin
Above sector median
+16.2% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 23, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +4.9% and EPS at +216.9%, with operating margin around 16.2%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.9%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +11.7% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 23, 2026 | โ | +12.2% | +12.6% | +12.8% |
2026 Feb 24, 2026 | +66.9% | +2.5% | +12.8% | +9.3% |
2025 Oct 23, 2025 | +23.6% | +11.9% | +9.7% | +13.8% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UVE
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
UVE Max Drawdown
-17.74%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for UVE and SPY.
Company Overview
Universal Insurance Holdings, Inc.
New York Stock Exchange
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, an online platform in which consumers receive side-by-side quotes from various carriers across multiple states, as well as educational materials about homeowners' insurance policies. It offers its products through a network of independent agents, as well as Universal Direct, a direct-to-consumer online platform, which enables homeowners to directly purchase, pay for, and bind homeowners' policies. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
- Leadership
- Stephen Joseph Donaghy
- IPO Date
- Jun 6, 2003
- Employees
- 1.1k
- Street Address
- 1110 West Commercial Boulevard
- Mailing
- Fort Lauderdale, FL, 33309
- Region
- Fort Lauderdale, FL, US
- Reporting Currency
- USD
- Investor Line
- 954 958 1200
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 5.6
- EV/EBITDA
- 2.3
- Price/Sales
- 0.7
- Price/Book
- 1.9
Growth
- Revenue
- +4.9%
- EPS
- +216.9%
- Free Cash Flow
- +190.1%
Profitability
- Gross Margin
- 31.9%
- Operating Margin
- 16.2%
- Net Margin
- 12.2%
- ROE
- 37.5%
- ROIC
- 8.2%
Balance Sheet
- Debt/Equity
- 0.17
- Current Ratio
- 12.58
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.