Financial Services
Live Price
Offline$58.14
+0.40% today
1Y Change
+33.68%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
U.S. Bancorp (USB) is a Financial Services stock with a market cap of $87.55B and listed on NYSE. The stock last traded around $58.14 and up 33.7% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +0.3%, EPS growth of +21.9%, a dividend yield of 3.7%. What stands out right now is revenue +0.3%, EPS +21.9%, free cash flow -29.3% with operating margin 23.2% and ROIC 4.7%. The dividend matters to the case here, with a current yield around 3.7%. Valuation is more restrained than many high-expectation growth names at P/E 11.2 and price/sales 2.0. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines USB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
USB
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
USB Max Drawdown
-16.21%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for USB and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$23.7B
-13.5% YoY
FY Net Income
$8.0B
+36.7% YoY
Free Cash Flow
$9.9B
-53.3% YoY
Revenue Growth
+0.3%
EPS Growth
+21.9%
Gross Margin
62.8%
Net Margin
18.0%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 42.9B | 42.7B | 40.6B | 27.4B | 23.7B |
| Gross Profit | 26.9B | 25.1B | 25.7B | 22.2B | 23.9B |
| Operating Income | 9.5B | 7.9B | 6.9B | 7.3B | 10.2B |
| EBITDA | 10.3B | 8.8B | 7.9B | 7.9B | 10.7B |
| Net Income | 7.6B | 6.3B | 5.4B | 5.8B | 8.0B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 46.9B | 56.5B | 61.2B | 53.5B | 28.9B |
| Total Assets | 692.3B | 678.3B | 663.5B | 674.8B | 573.3B |
| Total Liabilities | 626.7B | 619.3B | 607.7B | 623.6B | 517.9B |
| Shareholder Equity | 65.2B | 58.6B | 55.3B | 50.8B | 54.9B |
| Total Debt | 77.9B | 73.5B | 66.8B | 71.0B | 43.9B |
| Net Debt | 31.0B | 17.0B | 5.6B | 17.5B | 15.0B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
9.9B
-53.3% YoY
Capital Expenditures
0
Free Cash Flow
9.9B
-53.3% YoY
Key ratios
Gross Margin
62.8%
Operating Margin
23.2%
Net Margin
18.0%
ROE
12.2%
Debt / Equity
1.20x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.