Financial Services
Live Price
Offline$61.51
+0.85% today
1Y Change
+12.10%
Window
Jun 20, 2025 โ Jun 16, 2026
Coverage: 248 bars ยท Jun 20, 2025 โ Jun 16, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
United Overseas Bank Limited (UOVEY) is a Financial Services stock with a market cap of $59.85B and listed on OTC. The stock last traded around $61.51 and up 12.1% across the available one-year price window (Jun 20, 2025 โ Jun 16, 2026). Baseline metrics include revenue growth of +79.8%, EPS growth of -23.9%, a dividend yield of 5.0%. What stands out right now is revenue +79.8%, EPS -23.9%, free cash flow +127.5% with operating margin 35.1% and ROIC 4.8%. The dividend matters to the case here, with a current yield around 5.0%. Valuation is more restrained than many high-expectation growth names at P/E 6.6 and price/sales 3.1. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines UOVEY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UOVEY
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Normalized return
SPY
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S&P 500
Excess Return
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Relative to SPY
UOVEY Max Drawdown
-12.33%
Trailing 1Y
SPY Max Drawdown
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Trailing 1Y
Uses the longest available daily history for UOVEY and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$9.1B
-16.8% YoY
FY Net Income
$4.1B
-10.9% YoY
Free Cash Flow
-$3.4B
-135.7% YoY
Revenue Growth
+79.8%
EPS Growth
-23.9%
Gross Margin
64.2%
Net Margin
24.4%
Income statement
SGD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 25.7B | 14.3B | 13.0B | 11.0B | 9.1B |
| Gross Profit | 12.5B | 14.3B | 13.0B | 11.0B | 9.1B |
| Operating Income | 5.6B | 7.9B | 9.1B | 7.7B | 6.2B |
| EBITDA | 6.3B | 0 | 0 | 6.3B | 5.4B |
| Net Income | 4.6B | 6.0B | 5.7B | 4.6B | 4.1B |
| EPS (Diluted) | โ | โ | โ | โ | โ |
Balance sheet
SGD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 68.7B | 76.0B | 87.4B | 78.7B | 69.9B |
| Total Assets | 572.1B | 537.7B | 523.5B | 504.3B | 459.3B |
| Total Liabilities | 520.6B | 487.7B | 477.1B | 460.7B | 416.5B |
| Shareholder Equity | 51.2B | 49.7B | 46.2B | 43.4B | 42.6B |
| Total Debt | 45.0B | 25.0B | 23.5B | 41.6B | 35.2B |
| Net Debt | -23.7B | -51.0B | -64.0B | -37.0B | -34.7B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
2.8B
-127.8% YoY
Capital Expenditures
550M
+21.9% YoY
Free Cash Flow
3.4B
-135.7% YoY
Key ratios
Gross Margin
64.2%
Operating Margin
35.1%
Net Margin
24.4%
ROE
9.2%
Debt / Equity
0.88x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.