Financial Services
Live Price
Offline$22.22
-0.13% today
1Y Change
-3.23%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 246 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Unum Group 6.250% JR NT58 (UNMA) is a Financial Services stock with a market cap of $12.92B and listed on NYSE. The stock last traded around $22.22 and down 3.2% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +2.1%, EPS growth of -54.9%, a dividend yield of 2.3%. What stands out right now is revenue +2.1%, EPS -54.9%, free cash flow -60.0% with operating margin 7.5% and ROIC 1.2%. The dividend is present but secondary, with a yield around 2.3%. Valuation is more restrained than many high-expectation growth names at P/E 17.0 and price/sales 1.0. Overall, the current profile looks closer to a turnaround or cyclical reset than a generic broad-market placeholder. Stock Foundry combines UNMA price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UNMA
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
UNMA Max Drawdown
-9.68%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for UNMA and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$12.0B
+0.4% YoY
FY Net Income
$824.2M
-41.4% YoY
Free Cash Flow
$1.3B
-3.0% YoY
Revenue Growth
+2.1%
EPS Growth
-54.9%
Gross Margin
33.9%
Net Margin
5.9%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 13.1B | 12.9B | 12.4B | 12.0B | 12.0B |
| Gross Profit | 5.0B | 12.9B | 12.4B | 5.0B | 4.4B |
| Operating Income | 934M | 11.7B | 11.2B | 10.9B | 11.0B |
| EBITDA | 1.3B | 0 | 0 | 2.0B | 1.4B |
| Net Income | 739M | 1.8B | 1.3B | 1.4B | 824M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 158M | 163M | 146M | 119M | 75M |
| Total Assets | 64.1B | 15.7B | 54.0B | 51.3B | 59.5B |
| Total Liabilities | 53.0B | 4.7B | 54.0B | 42.6B | 48.1B |
| Shareholder Equity | 11.1B | 11.0B | 9.7B | 8.7B | 11.4B |
| Total Debt | 3.8B | 3.7B | 3.4B | 3.4B | 3.5B |
| Net Debt | 3.6B | 3.6B | 3.3B | 3.3B | 3.4B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
1.4B
-2.2% YoY
Capital Expenditures
110M
-7.9% YoY
Free Cash Flow
1.3B
-3.0% YoY
Key ratios
Gross Margin
33.9%
Operating Margin
7.5%
Net Margin
5.9%
ROE
7.1%
Debt / Equity
0.35x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.