What is an earnings surprise for UNJCF?

An earnings surprise is the difference between reported EPS and analyst consensus estimates for Unicaja Banco, S.A.. Positive surprises happen when reported EPS is above expectations.

When does UNJCF report earnings?

Unicaja Banco, S.A. typically reports earnings quarterly. Use this page to track upcoming dates, historical results, and surprise trends.

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Financial Services

Unicaja Banco, S.A.(UNJCF)

Live Price

Offline

$3.05

+0.00% today

1Y Change

+36.77%

Window

Jun 20, 2025 → Jun 18, 2026

Market Cap: $7.02B
Revenue Growth: -9.9%
EPS Growth: +4.3%
Dividend Yield: 6.3%

Coverage: 256 bars · Jun 20, 2025 → Jun 18, 2026

Research Briefing

A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.

Decision context

Research Snapshot

Unicaja Banco, S.A. (UNJCF) is a Financial Services stock with a market cap of $7.02B and listed on OTC. The stock last traded around $3.05 and up 36.8% across the available one-year price window (Jun 20, 2025 → Jun 18, 2026). Baseline metrics include revenue growth of -9.9%, EPS growth of +4.3%, a dividend yield of 6.3%. What stands out right now is revenue -9.9%, EPS +4.3%, free cash flow +141.1% with operating margin 31.6% and ROIC -1.0%. The dividend matters to the case here, with a current yield around 6.3%. Valuation is more restrained than many high-expectation growth names at P/E 11.1 and price/sales 2.5. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines UNJCF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.

Benchmark Comparison

Normalized Performance vs SPY

Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.

1Y shared range

UNJCF

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Normalized return

SPY

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S&P 500

Excess Return

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Relative to SPY

UNJCF Max Drawdown

0.00%

Trailing 1Y

SPY Max Drawdown

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Trailing 1Y

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Calendar-Year Returns

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Earnings Reports

📅 Next earningsJul 28, 2026

Period	B/M	EPS	EPS Δ	Revenue	Rev Δ	Report
— Jul 28, 26	TBD	— Est 0.08	—	— Est 595351.0B	—	Jul 28
— May 5, 26	✗	0.07 Est 0.07	-1.3%	600792.4B Est 595927.6B	+0.8%	May 5
— Feb 3, 26	✗	0.06 Est 0.07	-17.1%	611919.7B Est 598825.0B	+2.2%	Feb 3
— Oct 28, 25	✗	0.06 Est 0.07	-13.6%	732869.0B Est 573184.3B	+27.9%	Oct 28
— Jul 28, 25	✓	0.08 Est 0.08	+6.7%	505000.0B Est 620898.9B	-18.7%	Jul 28
— Apr 28, 25	✓	0.07 Est 0.04	+50.2%	521100.0B Est 539843.2B	-3.5%	Apr 28
— Feb 4, 25	✗	0.05 Est 0.05	-9.6%	508000.0B Est 514232.6B	-1.2%	Feb 4
— Oct 30, 24	✓	0.07 Est 0.07	+4.2%	498000.0B Est 564371.6B	-11.8%	Oct 30
— Jul 30, 24	✗	0.07 Est 0.08	-3.0%	510000.0B Est 584479.6B	-12.7%	Jul 30
— Apr 29, 24	✓	0.05 Est 0.04	+28.7%	539200.0B Est 477025.9B	+13.0%	Apr 29
— Feb 6, 24	✗	-0.01 Est 0.02	-135.7%	412000.0B Est 460186.0B	-10.5%	Feb 6
— Sep 30, 23	✗	0.05 Est 0.06	-14.2%	489000.0B Est 521858.9B	-6.3%	Sep 30
— Jun 30, 23	✗	0.05 Est 0.05	-14.1%	423000.0B Est 480065.8B	-11.9%	Jun 30
— Mar 31, 23	✗	0.01 Est 0.03	-48.6%	458000.0B Est 414828.3B	+10.4%	Mar 31
— Dec 31, 22	✗	0.00 Est 0.04	-93.5%	441639.0B Est 384219.8B	+14.9%	Dec 31
— Oct 27, 22	✗	0.04 Est 0.07	-42.9%	411000.0B Est 408392.5B	+0.6%	Oct 27

No upcoming earnings in the next 90 days

Next Step

Connect reports to catalysts

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