Financial Services
Live Price
Offline$46.21
+1.61% today
1Y Change
+30.31%
Window
Jun 23, 2025 → Jun 9, 2026
Coverage: 242 bars · Jun 23, 2025 → Jun 9, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
UniCredit S.p.A. (UNCRY) is a Financial Services stock with a market cap of $95.58B and listed on OTC. The stock last traded around $46.21 and up 30.3% across the available one-year price window (Jun 23, 2025 → Jun 9, 2026). Baseline metrics include revenue growth of -19.0%, EPS growth of +15.3%, a dividend yield of 4.8%. What stands out right now is revenue -19.0%, EPS +15.3%, free cash flow +211.9% with operating margin 57.8% and ROIC 2.7%. The dividend matters to the case here, with a current yield around 4.8%. Valuation is more restrained than many high-expectation growth names at P/E 10.9 and price/sales 4.0. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines UNCRY price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UNCRY
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
UNCRY Max Drawdown
-27.25%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for UNCRY and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$22.3B
+23.3% YoY
FY Net Income
$2.1B
-67.5% YoY
Free Cash Flow
-$8.8B
-196.3% YoY
Revenue Growth
-19.0%
EPS Growth
+15.3%
Gross Margin
98.0%
Net Margin
46.6%
Income statement
EUR
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 37.8B | 46.7B | 44.9B | 18.1B | 22.3B |
| Gross Profit | 25.0B | 26.6B | 25.4B | 21.0B | 18.7B |
| Operating Income | 14.3B | 12.9B | 11.5B | 8.0B | 1.8B |
| EBITDA | 11.6B | 14.2B | 13.1B | 8.6B | 3.3B |
| Net Income | 10.5B | 9.7B | 9.5B | 6.5B | 2.1B |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
EUR
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 38.4B | 54.3B | 72.3B | 134.2B | 162.5B |
| Total Assets | 869.9B | 784.0B | 785.0B | 857.8B | 917.2B |
| Total Liabilities | 806.7B | 721.2B | 720.7B | 794.3B | 854.6B |
| Shareholder Equity | 67.7B | 62.4B | 64.1B | 63.3B | 62.2B |
| Total Debt | 174.7B | 122.7B | 122.5B | 115.5B | 125.9B |
| Net Debt | 136.3B | 68.4B | 50.2B | -18.8B | -36.6B |
Cash flow positioning
Latest Full Year
Operating Cash Flow
7.5B
-173.3% YoY
Capital Expenditures
1.2B
-5.7% YoY
Free Cash Flow
8.8B
-196.3% YoY
Key ratios
Gross Margin
98.0%
Operating Margin
57.8%
Net Margin
46.6%
ROE
16.3%
Debt / Equity
2.98x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.