Financial Services
UniCredit S.p.A.(UNCFF)
Live Price
Offline$85.96
+5.45% today
Window Change
+29.03%
Window
Jun 20, 2025 โ Dec 30, 2025
- Market Cap
- $95.58B
- Revenue Growth
- -13.8%
- EPS Growth
- +18.0%
- Dividend Yield
- 4.8%
Historical coverage is still expanding
This 1Y daily history view is usable, but not fully loaded yet. Additional bars will appear as backfills continue.
Coverage: 135 bars ยท Jun 20, 2025 โ Dec 30, 2025
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
UniCredit S.p.A. (UNCFF) is a Financial Services stock with a market cap of $95.58B and listed on OTC. The stock last traded around $85.96 and up 29.0% across the available one-year price window (Jun 20, 2025 โ Dec 30, 2025). Baseline metrics include revenue growth of -13.8%, EPS growth of +18.0%, a dividend yield of 4.8%. What stands out right now is revenue -13.8%, EPS +18.0%, free cash flow +216.5% with operating margin 57.8% and ROIC 2.7%. The dividend matters to the case here, with a current yield around 4.8%. Valuation is more restrained than many high-expectation growth names at P/E 10.9 and price/sales 4.0. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines UNCFF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Below sector median
-13.8% vs +3.4% peer median
Operating Margin
Above sector median
+57.8% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report landed above expectations
2026 was reported on May 5, 2026 with an EPS surprise of +8.1% and a revenue surprise of +3.2%.
The operating picture looks softer than before
Revenue is at -13.8% and EPS is at +18.0%, with operating margin around 57.8%.
The next real check-in already has a date
The next earnings event is scheduled for Jul 23, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 2 reported quarters, the stock averaged +2.0% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2025 Oct 21, 2025 | +8.6% | -3.7% | +0.3% | -0.9% |
2025 Jul 23, 2025 | +35.8% | +2.8% | +3.7% | +11.8% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UNCFF
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Normalized return
SPY
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S&P 500
Excess Return
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Relative to SPY
UNCFF Max Drawdown
-12.97%
Trailing 1Y
SPY Max Drawdown
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Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for UNCFF and SPY.
Company Overview
UniCredit S.p.A.
Other OTC
UniCredit S.p.A. operates as a commercial bank that provides retail, corporate, and private banking services. It offers accounts and deposits, loans, cards, transactions and payments, funds, advisory, treasury, and insurance products, as well as digital and mobile banking services. The company also provides solutions for payments and liquidity, working capital, hedging, international trade, and treasury operations; and funding solutions comprising of structured, project, and commodity trade and export finance, as well as debt and equity funding; and structured investments and investments advisory solutions. In addition, the company provides corporate finance, capital structure, and rating advisory, as well as patient capital, financial sponsor solutions, and sustainable finance solutions. It servs retail, corporate, and public sector customers, as well as international companies and institutional clients. The company operates in Italy, Other European countries, America, Asia, and internationally. The company was formerly known as Unicredito Italiano S.p.A and changed its name to UniCredit S.p.A. UniCredit S.p.A. was founded in 1870 and is headquartered in Milan, Italy.
- Leadership
- Andrea Orcel
- IPO Date
- Feb 13, 2009
- Employees
- 75.3k
- Street Address
- Tower A
- Mailing
- Milan, MI, 20154
- Region
- Milan, MI, IT
- Reporting Currency
- USD
- Investor Line
- 39 02 88 621
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 10.9
- EV/EBITDA
- 18.3
- Price/Sales
- 4.0
- Price/Book
- 1.8
Growth
- Revenue
- -13.8%
- EPS
- +18.0%
- Free Cash Flow
- +216.5%
Profitability
- Gross Margin
- 98.0%
- Operating Margin
- 57.8%
- Net Margin
- 46.6%
- ROE
- 16.3%
- ROIC
- 2.7%
Balance Sheet
- Debt/Equity
- 2.98
- Current Ratio
- 0.24
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.