Financial Services
United National Bank(UNBK)
Live Price
Offline$56.00
+0.00% today
1Y Change
+1.82%
Window
Jun 23, 2025 → Jun 12, 2026
- Market Cap
- $40.00M
- Revenue Growth
- +9.4%
- EPS Growth
- -18.8%
- Dividend Yield
- 6.0%
Coverage: 250 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
United National Bank (UNBK) is a Financial Services stock with a market cap of $40.00M and listed on OTC. The stock last traded around $56.00 and up 1.8% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +9.4%, EPS growth of -18.8%, a dividend yield of 6.0%. What stands out right now is revenue +9.4%, EPS -18.8%, free cash flow -2.8% with operating margin 27.9% and ROIC 8.2%. The dividend matters to the case here, with a current yield around 6.0%. Valuation is more restrained than many high-expectation growth names at P/E 9.1 and price/sales 1.9. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines UNBK price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+9.4% vs +3.4% peer median
Operating Margin
Above sector median
+27.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
The operating picture looks softer than before
Revenue is at +9.4% and EPS is at -18.8%, with operating margin around 27.9%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 6.0%, which matters if the thesis depends on income as much as growth.
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UNBK
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Normalized return
SPY
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S&P 500
Excess Return
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Relative to SPY
UNBK Max Drawdown
-21.48%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for UNBK and SPY.
Company Overview
United National Bank
Other OTC
United National Bank offers various banking products and services in the Grady County. The company offers checking and savings accounts; credit cards; individual retirement accounts and certificates of deposits; business and merchant accounts; mortgage loans; direct deposit and SMS guardian services; and safe deposit boxes. It also offers mortgage, construction, business, personal, automobile, home improvement, agricultural, and installment loans; and online and mobile banking services. The company is based in Cairo, Georgia.
- Leadership
- Matthew McCaskill
- IPO Date
- Mar 1, 2011
- Employees
- 36
- Street Address
- 722 North Broad Street
- Mailing
- Cairo, GA, 39828
- Region
- Cairo, GA, US
- Reporting Currency
- USD
- Investor Line
- 229-377-7200
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.1
- EV/EBITDA
- 1.8
- Price/Sales
- 1.9
- Price/Book
- 0.9
Growth
- Revenue
- +9.4%
- EPS
- -18.8%
- Free Cash Flow
- -2.8%
Profitability
- Gross Margin
- 71.3%
- Operating Margin
- 27.9%
- Net Margin
- 21.2%
- ROE
- 10.3%
- ROIC
- 8.2%
Balance Sheet
- Debt/Equity
- 0.19
- Current Ratio
- 0.19
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.