Financial Services
Union Bankshares, Inc.(UNB)
Live Price
Offline$23.50
+0.90% today
1Y Change
-8.23%
Window
Jun 23, 2025 โ Jun 15, 2026
- Market Cap
- $120.00M
- Revenue Growth
- +12.0%
- EPS Growth
- +25.3%
- Dividend Yield
- 5.8%
Coverage: 246 bars ยท Jun 23, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Union Bankshares, Inc. (UNB) is a Financial Services stock with a market cap of $120.00M and listed on NASDAQ. The stock last traded around $23.50 and down 8.2% across the available one-year price window (Jun 23, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +12.0%, EPS growth of +25.3%, a dividend yield of 5.8%. What stands out right now is revenue +12.0%, EPS +25.3%, free cash flow +44.2% with operating margin 14.4% and ROIC 0.8%. The dividend matters to the case here, with a current yield around 5.8%. Valuation is more restrained than many high-expectation growth names at P/E 10.0 and price/sales 1.3. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines UNB price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+12.0% vs +3.4% peer median
Operating Margin
Above sector median
+14.4% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on May 8, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +12.0% and EPS at +25.3%, with operating margin around 14.4%.
The next real check-in already has a date
The next earnings event is scheduled for Jul 22, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -2.1% over the next 5 trading days and finished higher after 1 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 May 8, 2026 | โ | -1.4% | -3.3% | -3.3% |
2026 Apr 22, 2026 | โ | -1.4% | +0.0% | -6.8% |
2026 Feb 5, 2026 | โ | -1.5% | -3.1% | -7.0% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UNB
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
UNB Max Drawdown
-25.37%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for UNB and SPY.
Company Overview
Union Bankshares, Inc.
NASDAQ Global Market
Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in northern Vermont and New Hampshire. It offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. The company also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; home improvement loans and overdraft; and residential construction and mortgage loans. In addition, it offers online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, and night depository services; merchant credit card services for the deposit and immediate credit of sales drafts; remote deposit capture services; and online mortgage application services. Further, the company provides business checking accounts; standby letters of credit, bank checks or money orders, and safe deposit boxes; ATM services; debit cards; telephone, Internet, and mobile banking services; and asset management, fiduciary, and trust services. The company offers retail banking services to individuals; and commercial banking services to small and medium sized corporations, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts. It operates 18 banking offices, 3 loan centers, and various ATMs. Union Bankshares, Inc. was founded in 1891 and is headquartered in Morrisville, Vermont.
- Leadership
- David Scott Silverman
- IPO Date
- Aug 9, 1999
- Employees
- 191
- Street Address
- 20 Lower Main Street
- Mailing
- Morrisville, VT, 05661-0667
- Region
- Morrisville, VT, US
- Reporting Currency
- USD
- Investor Line
- 802 888 6600
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 10.0
- EV/EBITDA
- 30.6
- Price/Sales
- 1.3
- Price/Book
- 1.4
Growth
- Revenue
- +12.0%
- EPS
- +25.3%
- Free Cash Flow
- +44.2%
Profitability
- Gross Margin
- 62.5%
- Operating Margin
- 14.4%
- Net Margin
- 13.1%
- ROE
- 15.5%
- ROIC
- 0.8%
Balance Sheet
- Debt/Equity
- 3.74
- Current Ratio
- 0.05
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.