Financial Services
UMB Financial Corporation(UMBF)
Live Price
Offline$133.06
+0.37% today
1Y Change
+33.35%
Window
Jun 20, 2025 โ Jun 15, 2026
- Market Cap
- $9.84B
- Revenue Growth
- +68.5%
- EPS Growth
- +1.7%
- Dividend Yield
- 1.3%
Coverage: 247 bars ยท Jun 20, 2025 โ Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
UMB Financial Corporation (UMBF) is a Financial Services stock with a market cap of $9.84B and listed on NASDAQ. The stock last traded around $133.06 and up 33.3% across the available one-year price window (Jun 20, 2025 โ Jun 15, 2026). Baseline metrics include revenue growth of +68.5%, EPS growth of +1.7%, a dividend yield of 1.3%. What stands out right now is revenue +68.5%, EPS +1.7%, free cash flow +386.4% with operating margin 20.9% and ROIC 1.0%. The dividend is present but secondary, with a yield around 1.3%. Valuation is more restrained than many high-expectation growth names at P/E 11.1 and price/sales 2.2. Stock Foundry combines UMBF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+68.5% vs +3.4% peer median
Operating Margin
Above sector median
+20.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report landed above expectations
2026 was reported on Apr 28, 2026 with an EPS surprise of +20.9% and a revenue surprise of +5.3%.
The operating story is still moving forward
Revenue is running at +68.5% and EPS at +1.7%, with operating margin around 20.9%.
The next real check-in already has a date
The next earnings event is scheduled for Aug 4, 2026, which is the clearest near-term catalyst for confirming whether the current trend is holding up.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +0.6% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 28, 2026 | +20.9% | -0.9% | +4.6% | +5.1% |
2026 Jan 27, 2026 | +13.7% | -0.2% | +2.5% | -2.4% |
2025 Oct 28, 2025 | +8.0% | -3.2% | -5.4% | -0.1% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UMBF
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Normalized return
SPY
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S&P 500
Excess Return
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Relative to SPY
UMBF Max Drawdown
-18.88%
Trailing 1Y
SPY Max Drawdown
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Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for UMBF and SPY.
Company Overview
UMB Financial Corporation
NASDAQ Global Select
UMB Financial Corporation operates as the bank holding company for the UMB Bank that provides various banking and other financial services. The Commercial Banking segment provides commercial loans and credit card; commercial real estate financing; letters of credit; loan syndication, and consultative service; various business solutions including asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investment; and treasury management service, such as depository service, account reconciliation, cash management tool, accounts payable and receivable solution, electronic fund transfer and automated payment, controlled disbursement, lockbox service, and remote deposit capture service. The Institutional Banking segment offers asset management and healthcare service provided to institutional client; and fund administration and accounting, investor service and transfer agency, marketing and distribution, custody, alternative investment service, fixed income sale, trading and underwriting, and corporate trust and escrow service, as well as institutional custody service. This segment also provides healthcare payment solution includes custodial service for health saving accounts and private label, multipurpose debit cards to insurance carriers, third-party administrator, software companies, employers, and financial institutions. The Personal Banking segment offers deposit account, retail credit card, private banking, installment loan, home equity line of credit, residential mortgage, and small business loan, as well as internet banking, ATM network, private banking, brokerage and insurance service, and advisory and trust service. It operates through a network of branches and offices in the states of Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. The company was founded in 1913 and is headquartered in Kansas City, Missouri.
- Leadership
- J. Mariner Kemper
- IPO Date
- Mar 17, 1980
- Employees
- 3.7k
- Street Address
- 1010 Grand Boulevard
- Mailing
- Kansas City, MO, 64106
- Region
- Kansas City, MO, US
- Reporting Currency
- USD
- Investor Line
- 816 860 7000
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 11.1
- EV/EBITDA
- 12.1
- Price/Sales
- 2.2
- Price/Book
- 1.3
Growth
- Revenue
- +68.5%
- EPS
- +1.7%
- Free Cash Flow
- +386.4%
Profitability
- Gross Margin
- 56.7%
- Operating Margin
- 20.9%
- Net Margin
- 19.8%
- ROE
- 11.7%
- ROIC
- 1.0%
Balance Sheet
- Debt/Equity
- 0.51
- Current Ratio
- 0.21
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.