Financial Services
Live Price
Offline$48.29
+0.65% today
1Y Change
+53.76%
Window
Jun 23, 2025 → May 29, 2026
Coverage: 236 bars · Jun 23, 2025 → May 29, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
United Fire Group, Inc. (UFCS) is a Financial Services stock with a market cap of $1.02B and listed on NASDAQ. The stock last traded around $48.29 and up 53.8% across the available one-year price window (Jun 23, 2025 → May 29, 2026). Baseline metrics include revenue growth of +10.7%, EPS growth of +82.9%, a dividend yield of 1.7%. What stands out right now is revenue +10.7%, EPS +82.9%, free cash flow -19.8% with operating margin 10.7% and ROIC -4.9%. The dividend is present but secondary, with a yield around 1.7%. Valuation is more restrained than many high-expectation growth names at P/E 8.9 and price/sales 0.7. Stock Foundry combines UFCS price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
UFCS
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
UFCS Max Drawdown
-9.90%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for UFCS and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$1.1B
+6.9% YoY
FY Net Income
$80.6M
+436.2% YoY
Free Cash Flow
$15.9M
+570.5% YoY
Revenue Growth
+10.7%
EPS Growth
+82.9%
Gross Margin
28.1%
Net Margin
8.5%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 1.4B | 1.3B | 1.1B | 988M | 1.1B |
| Gross Profit | 622M | 226M | 84M | 138M | 201M |
| Operating Income | 148M | 77M | -40M | 12M | 97M |
| EBITDA | 159M | 95M | -26M | 23M | 107M |
| Net Income | 118M | 62M | -30M | 15M | 81M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 156M | 201M | 102M | 97M | 132M |
| Total Assets | 3.8B | 3.5B | 3.1B | 2.9B | 3.0B |
| Total Liabilities | 2.9B | 2.7B | 2.4B | 2.1B | 2.1B |
| Shareholder Equity | 941M | 782M | 734M | 740M | 879M |
| Total Debt | 167M | 117M | 50M | 50M | 50M |
| Net Debt | 11M | -84M | -52M | -47M | -82M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
30M
+2491.4% YoY
Capital Expenditures
14M
-554.0% YoY
Free Cash Flow
16M
+570.5% YoY
Key ratios
Gross Margin
28.1%
Operating Margin
10.7%
Net Margin
8.5%
ROE
13.5%
Debt / Equity
0.18x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.