Financial Services
Tri-County Financial Group, Inc.(TYFG)
Live Price
Offline$62.25
+0.00% today
1Y Change
+46.47%
Window
Jun 20, 2025 โ Jun 17, 2026
- Market Cap
- $140.00M
- Revenue Growth
- +6.1%
- EPS Growth
- +32.6%
- Dividend Yield
- 1.8%
Coverage: 249 bars ยท Jun 20, 2025 โ Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Tri-County Financial Group, Inc. (TYFG) is a Financial Services stock with a market cap of $140.00M and listed on OTC. The stock last traded around $62.25 and up 46.5% across the available one-year price window (Jun 20, 2025 โ Jun 17, 2026). Baseline metrics include revenue growth of +6.1%, EPS growth of +32.6%, a dividend yield of 1.8%. What stands out right now is revenue +6.1%, EPS +32.6%, free cash flow -8.6% with operating margin 26.9% and ROIC 6.2%. The dividend is present but secondary, with a yield around 1.8%. Valuation is more restrained than many high-expectation growth names at P/E 9.9 and price/sales 1.5. Stock Foundry combines TYFG price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+6.1% vs +3.4% peer median
Operating Margin
Above sector median
+26.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2023 was reported on Dec 31, 2023, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +6.1% and EPS at +32.6%, with operating margin around 26.9%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 1.8%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged +2.4% over the next 5 trading days and finished higher after 3 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2023 Dec 31, 2023 | โ | +0.0% | +2.4% | +4.7% |
2023 Jun 30, 2023 | โ | +0.0% | +2.4% | +4.7% |
2023 Mar 31, 2023 | โ | +0.0% | +2.4% | +4.7% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TYFG
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
TYFG Max Drawdown
-6.05%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for TYFG and SPY.
Company Overview
Tri-County Financial Group, Inc.
Other OTC
Tri-County Financial Group, Inc. operates as a bank holding company for First State Bank that provides various banking products and services to individuals and businesses in the United States. The company accepts demand deposits and certificates of deposit; and offers personal and business checking and savings accounts. It also provides home mortgage, home equity lines of credit, auto, personal, commercial real estate, business term, agriculture, and farm machinery loans, as well as installment loans and secondary market mortgage services. In addition, the company offers personal and business credit cards; business services, including online and mobile treasury management, ACH and check positive pay, merchant cards, remote deposit capture, and FSBpaynow; and various mortgage banking, insurance, and other investment services. It serves customers through its facility in Mendota; branches in Peru, LaMoille, McNabb, Streator, Ottawa, Earlville, Bloomington, Oakbrook Terrace, St. Charles, Geneva, Batavia, North Aurora, Shabbona, Waterman, Sycamore, Rochelle, Princeton, and West Brooklyn, Illinois; and mortgage banking offices in Illinois and Wisconsin. Tri-County Financial Group, Inc. was incorporated in 1986 and is based in Mendota, Illinois.
- Leadership
- Kirk L. Ross
- IPO Date
- Feb 7, 2018
- Employees
- 287
- Street Address
- 706 Washington Street
- Mailing
- Mendota, IL, 61342
- Region
- Mendota, IL, US
- Reporting Currency
- USD
- Investor Line
- 815 538 2265
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 9.9
- EV/EBITDA
- 10.8
- Price/Sales
- 1.5
- Price/Book
- 0.9
Growth
- Revenue
- +6.1%
- EPS
- +32.6%
- Free Cash Flow
- -8.6%
Profitability
- Gross Margin
- 72.9%
- Operating Margin
- 26.9%
- Net Margin
- 14.9%
- ROE
- 9.0%
- ROIC
- 6.2%
Balance Sheet
- Debt/Equity
- 0.70
- Current Ratio
- 0.16
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.