Income statement
USD
Annual
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Revenue | 248M | 194M | 167M | 148M |
| Gross Profit | 78M | 47M | 36M | 31M |
| Operating Income | 37M | 28M | 25M | 24M |
| EBITDA | 63M | 44M | 31M | 27M |
| Net Income | 8M | 3M | 0 | 0 |
| EPS (Diluted) | — | — | — | — |
Financial Services
Live Price
Offline$21.67
+3.34% today
1Y Change
-41.34%
Window
Jun 23, 2025 → Jun 15, 2026
Coverage: 246 bars · Jun 23, 2025 → Jun 15, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
TWFG, Inc. Common Stock (TWFG) is a Financial Services stock with a market cap of $280.00M and listed on NASDAQ. The stock last traded around $21.67 and down 41.3% across the available one-year price window (Jun 23, 2025 → Jun 15, 2026). Baseline metrics include revenue growth of +28.2%, EPS growth of +178.9%, a dividend yield of 0.0%. What stands out right now is revenue +28.2%, EPS +178.9%, free cash flow +42.6% with operating margin 15.9% and ROIC 9.3%. Valuation already assumes a fairly strong business story at P/E 35.4 and price/sales 1.2. Stock Foundry combines TWFG price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TWFG
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
TWFG Max Drawdown
-52.72%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for TWFG and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$147.8M
-11.5% YoY
FY Net Income
$0.0
Free Cash Flow
$13.5M
-7.1% YoY
Revenue Growth
+28.2%
EPS Growth
+178.9%
Gross Margin
33.4%
Net Margin
3.4%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Revenue | 248M | 194M | 167M | 148M |
| Gross Profit | 78M | 47M | 36M | 31M |
| Operating Income | 37M | 28M | 25M | 24M |
| EBITDA | 63M | 44M | 31M | 27M |
| Net Income | 8M | 3M | 0 | 0 |
| EPS (Diluted) | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Cash & Equivalents | 156M | 196M | 39M | 22M |
| Total Assets | 371M | 323M | 115M | 114M |
| Total Liabilities | 56M | 48M | 84M | 56M |
| Shareholder Equity | 83M | 74M | 31M | 58M |
| Total Debt | 11M | 10M | 52M | 13M |
| Net Debt | -145M | -185M | 12M | -9M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
26M
-14.6% YoY
Capital Expenditures
12M
+21.5% YoY
Free Cash Flow
13M
-7.1% YoY
Key ratios
Gross Margin
33.4%
Operating Margin
15.9%
Net Margin
3.4%
ROE
10.1%
Debt / Equity
0.13x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.