Financial Services
Tennessee Valley Financial Holdings, Inc.(TVLF)
Live Price
Offline$10.00
-2.91% today
1Y Change
+44.06%
Window
Jun 20, 2025 → Jun 17, 2026
- Market Cap
- $20.00M
- Revenue Growth
- +48.3%
- EPS Growth
- -1.5%
- Dividend Yield
- 5.2%
Coverage: 249 bars · Jun 20, 2025 → Jun 17, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Tennessee Valley Financial Holdings, Inc. (TVLF) is a Financial Services stock with a market cap of $20.00M and listed on OTC. The stock last traded around $10.00 and up 44.1% across the available one-year price window (Jun 20, 2025 → Jun 17, 2026). Baseline metrics include revenue growth of +48.3%, EPS growth of -1.5%, a dividend yield of 5.2%. What stands out right now is revenue +48.3%, EPS -1.5%, free cash flow -43.0% with operating margin 19.4% and ROIC 6.5%. The dividend matters to the case here, with a current yield around 5.2%. Valuation is more restrained than many high-expectation growth names at P/E 7.5 and price/sales 1.1. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines TVLF price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+48.3% vs +3.4% peer median
Operating Margin
Above sector median
+19.4% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
The operating picture looks softer than before
Revenue is at +48.3% and EPS is at -1.5%, with operating margin around 19.4%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 5.2%, which matters if the thesis depends on income as much as growth.
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TVLF
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Normalized return
SPY
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S&P 500
Excess Return
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Relative to SPY
TVLF Max Drawdown
-17.30%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for TVLF and SPY.
Company Overview
Tennessee Valley Financial Holdings, Inc.
Other OTC
Tennessee Valley Financial Holdings, Inc. operates as the bank holding company for TNBank that provides various financial services to individual and corporate customers. The company offers checking accounts, savings accounts, money market investment accounts, certificates of deposit, and individual retirement accounts. It also provides commercial, residential, and consumer loans; and mortgage products. In addition, the company offers remote deposit capture, a Web-based solution for businesses to make check deposits; and merchant services, such as credit and debit card processing, electronic gift card program, electronic check services, and Internet processing services. Further, it provides credit/debit cards, ACH payroll services, mobile, online, and telephone banking services. The company was incorporated for 1994 and is based in Oak Ridge, Tennessee.
- Leadership
- Thomas E. Tuck
- IPO Date
- Dec 31, 2012
- Employees
- 63
- Street Address
- 401 South Illinois Avenue
- Mailing
- Oak Ridge, TN, 37830
- Region
- Oak Ridge, TN, US
- Reporting Currency
- USD
- Investor Line
- 865-483-9444
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 7.5
- EV/EBITDA
- 5.5
- Price/Sales
- 1.1
- Price/Book
- 1.0
Growth
- Revenue
- +48.3%
- EPS
- -1.5%
- Free Cash Flow
- -43.0%
Profitability
- Gross Margin
- 65.6%
- Operating Margin
- 19.4%
- Net Margin
- 14.1%
- ROE
- 13.1%
- ROIC
- 6.5%
Balance Sheet
- Debt/Equity
- 0.59
- Current Ratio
- 0.04
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.