Financial Services
Live Price
Offline$23.54
-0.13% today
1Y Change
-58.10%
Window
Jun 23, 2025 → Jun 12, 2026
Coverage: 245 bars · Jun 23, 2025 → Jun 12, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
Trupanion, Inc. (TRUP) is a Financial Services stock with a market cap of $1.06B and listed on NASDAQ. The stock last traded around $23.54 and down 58.1% across the available one-year price window (Jun 23, 2025 → Jun 12, 2026). Baseline metrics include revenue growth of +11.9%, EPS growth of +295.7%, a dividend yield of 0.0%. What stands out right now is revenue +11.9%, EPS +295.7%, free cash flow +95.4% with operating margin 1.3% and ROIC 3.2%. Valuation already assumes a fairly strong business story at P/E 41.0 and price/sales 0.7. Stock Foundry combines TRUP price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Benchmark Comparison
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TRUP
—
Normalized return
SPY
—
S&P 500
Excess Return
—
Relative to SPY
TRUP Max Drawdown
-61.98%
Trailing 1Y
SPY Max Drawdown
—
Trailing 1Y
Uses the longest available daily history for TRUP and SPY.
Financial profile
Profitability, balance sheet stamina, and cash efficiency drawn from the latest filings.
FY Revenue
$699.0M
-22.8% YoY
FY Net Income
-$35.5M
+20.5% YoY
Free Cash Flow
-$4.9M
+80.5% YoY
Revenue Growth
+11.9%
EPS Growth
+295.7%
Gross Margin
22.4%
Net Margin
1.7%
Income statement
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Revenue | 1.4B | 1.3B | 1.1B | 905M | 699M |
| Gross Profit | 410M | 179M | 131M | 122M | 104M |
| Operating Income | 22M | -10M | -41M | -43M | -35M |
| EBITDA | 52M | 21M | -20M | -29M | -23M |
| Net Income | 19M | -10M | -45M | -45M | -36M |
| EPS (Diluted) | — | — | — | — | — |
Balance sheet
USD
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Cash & Equivalents | 138M | 160M | 148M | 66M | 87M |
| Total Assets | 915M | 807M | 783M | 672M | 563M |
| Total Liabilities | 531M | 484M | 479M | 366M | 230M |
| Shareholder Equity | 384M | 323M | 304M | 305M | 332M |
| Total Debt | 112M | 129M | 129M | 69M | 0 |
| Net Debt | -26M | -31M | -19M | 4M | -87M |
Cash flow positioning
Latest Full Year
Operating Cash Flow
7M
+193.2% YoY
Capital Expenditures
12M
+27.7% YoY
Free Cash Flow
5M
+80.5% YoY
Key ratios
Gross Margin
22.4%
Operating Margin
1.3%
Net Margin
1.7%
ROE
6.9%
Debt / Equity
0.28x
Next Step
Use the numbers to decide whether this is a growth candidate, a quality compounder, or just an interesting outlier.