Financial Services
TrustCo Bank Corp NY(TRST)
Live Price
Offline$52.24
+1.10% today
1Y Change
+64.69%
Window
Jun 23, 2025 โ Jun 18, 2026
- Market Cap
- $850.00M
- Revenue Growth
- +5.8%
- EPS Growth
- +26.5%
- Dividend Yield
- 3.1%
Coverage: 249 bars ยท Jun 23, 2025 โ Jun 18, 2026
Research Briefing
A compact read on the setup, peer context, quarterly changes, and recent earnings reaction.
Research Snapshot
TrustCo Bank Corp NY (TRST) is a Financial Services stock with a market cap of $850.00M and listed on NASDAQ. The stock last traded around $52.24 and up 64.7% across the available one-year price window (Jun 23, 2025 โ Jun 18, 2026). Baseline metrics include revenue growth of +5.8%, EPS growth of +26.5%, a dividend yield of 3.1%. What stands out right now is revenue +5.8%, EPS +26.5%, free cash flow -16.2% with operating margin 29.9% and ROIC 1.0%. The dividend matters to the case here, with a current yield around 3.1%. Valuation is more restrained than many high-expectation growth names at P/E 13.6 and price/sales 3.0. Overall, the current profile looks closer to a income-oriented value setup than a generic broad-market placeholder. Stock Foundry combines TRST price history, valuation, growth, dividend context, earnings, analyst forecasts, news, related Financial Services peers on this page.
Sector Context
How this name stacks up against nearby peers on first-pass metrics.
Revenue Growth
Above sector median
+5.8% vs +3.4% peer median
Operating Margin
Above sector median
+29.9% vs +4.7% peer median
What Changed This Quarter
Latest report context and the signals most likely to have changed the story.
Latest report is on the board
2026 was reported on Apr 20, 2026, but the surprise data is still limited.
The operating story is still moving forward
Revenue is running at +5.8% and EPS at +26.5%, with operating margin around 29.9%.
Shareholder return is still part of the story
The stock is still offering a dividend yield around 3.1%, which matters if the thesis depends on income as much as growth.
Earnings Reaction Memory
How the stock has tended to move after recent reports.
Across the last 3 reported quarters, the stock averaged -0.2% over the next 5 trading days and finished higher after 2 of those reports.
View quarter-by-quarter reaction table
| Quarter | EPS ฮ | 1D | 5D | 20D |
|---|---|---|---|---|
2026 Apr 20, 2026 | โ | -0.7% | +0.8% | +5.8% |
2026 Jan 21, 2026 | +6.3% | +0.1% | -7.1% | +0.1% |
2025 Oct 21, 2025 | +17.8% | +2.0% | +5.6% | +8.4% |
Benchmark Comparison
Normalized Performance vs SPY
Compare this ticker against a broad index, growth benchmark, or sector ETF using a shared 1Y normalization window.
TRST
โ
Normalized return
SPY
โ
S&P 500
Excess Return
โ
Relative to SPY
TRST Max Drawdown
-14.91%
Trailing 1Y
SPY Max Drawdown
โ
Trailing 1Y
Calendar-Year Returns
Uses the longest available daily history for TRST and SPY.
Company Overview
TrustCo Bank Corp NY
NASDAQ Global Select
TrustCo Bank Corp NY operates as the holding company for Trustco Bank, a federal savings bank that provides personal and business banking services to individuals, partnerships, and corporations. The company accepts deposits; and offers loans and investments. It also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, the company serves as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. As of December 31, 2021, it operated through 147 banking offices and 163 automatic teller machines in New York, New Jersey, Vermont, Massachusetts, and Florida. The company was founded in 1902 and is headquartered in Glenville, New York.
- Leadership
- Robert Joseph McCormick
- IPO Date
- Apr 20, 1983
- Employees
- 740
- Street Address
- 5 Sarnowski Drive
- Mailing
- Glenville, NY, 12302
- Region
- Glenville, NY, US
- Reporting Currency
- USD
- Investor Line
- 518 377 3311
- Last Updated
- May 5, 2026
Key Fundamentals
Valuation, growth, profitability, and balance sheet signals.
Valuation
- P/E
- 13.6
- EV/EBITDA
- 10.7
- Price/Sales
- 3.0
- Price/Book
- 1.3
Growth
- Revenue
- +5.8%
- EPS
- +26.5%
- Free Cash Flow
- -16.2%
Profitability
- Gross Margin
- 67.6%
- Operating Margin
- 29.9%
- Net Margin
- 22.4%
- ROE
- 9.2%
- ROIC
- 1.0%
Balance Sheet
- Debt/Equity
- 0.22
- Current Ratio
- 0.38
Earnings Reports
Latest News
Official Releases
Company announcements and filings-style updates.
Next Step
Keep the research moving
After the overview, the strongest next step is usually chart context or a tighter compare set.